Compare Today’s Mortgage Rates for Livingston, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Livingston, California 95334. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,790 or $30 / month in Livingston and surrounding areas of Merced county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Livingston, California 95334.

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Summary of Average Mortgage Terms in Livingston, California 95334

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Livingston, CA 95334, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Livingston, California 95334 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Livingston, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Livingston, California 95334

If you’re looking to buy a new home in Livingston, we have compiled a list of the leading mortgage brokers around Livingston, California 95334 to help you with your search.

Name
Address
Contact

Hi-Tek Real Estate & Home Loans

155 Darcy Pkwy

Lathrop CA 95334

(209) 858-5700

California Mortgage Associates

860 N Main St

Manteca CA 95334

(209) 823-1316

chris@calmort.com

Iserve Residential Lending

1902 Alghero Dr

Manteca CA 95334

(209) 825-5306

mcolon@iservelending.com

Vicki Gonzalez - Realtor Connect Realty

1256 W Lathrop Rd

Manteca CA 95334

(209) 676-1668

http://connectrealty.com

California Mortgage Group

217 W Yosemite Ave

Manteca CA 95334

(209) 624-5180

Address

155 Darcy Pkwy

Lathrop CA

Contact

(209) 858-5700

Address

860 N Main St

Manteca CA

Contact

(209) 823-1316

chris@calmort.com

Address

1902 Alghero Dr

Manteca CA

Contact

(209) 825-5306

mcolon@iservelending.com

News on Mortgages and Reverse Mortgages for Livingston, California 95334