Compare Today’s Mortgage Rates for Livingston, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Livingston, California 95334. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,790 or $30 / month in Livingston and surrounding areas of Merced county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Livingston, California 95334.
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Summary of Average Mortgage Terms in Livingston, California 95334
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Livingston, CA 95334, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Livingston, California 95334 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Livingston, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Livingston, California 95334
If you’re looking to buy a new home in Livingston, we have compiled a list of the leading mortgage brokers around Livingston, California 95334 to help you with your search.
Name
Address
Contact
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95334
(209) 858-5700
California Mortgage Associates
860 N Main St
Manteca CA 95334
(209) 823-1316
chris@calmort.com
Iserve Residential Lending
1902 Alghero Dr
Manteca CA 95334
(209) 825-5306
mcolon@iservelending.com
Vicki Gonzalez - Realtor Connect Realty
1256 W Lathrop Rd
Manteca CA 95334
(209) 676-1668
http://connectrealty.com
California Mortgage Group
217 W Yosemite Ave
Manteca CA 95334
(209) 624-5180
Address
155 Darcy Pkwy
Lathrop CA
Contact
(209) 858-5700
Address
860 N Main St
Manteca CA
Contact
(209) 823-1316
chris@calmort.com
Address
1902 Alghero Dr
Manteca CA
Contact
(209) 825-5306
mcolon@iservelending.com