Compare Today’s Mortgage Rates in Lockeford, California 95237
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lockeford, California 95237.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lockeford, California 95237. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,506 over the lifetime of your mortgage, which translates to a monthly savings of $40 in Lockeford and other areas of San Joaquin county.
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Summary of Average Mortgages in Lockeford, California 95237
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lockeford, California 95237
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lockeford, CA 95237. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lockeford, California 95237 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lockeford, California and around San Joaquin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Lockeford, California 95237
For those searching for a new home in Lockeford, we have compiled a list of the top mortgage brokers located in and around Lockeford, California 95237 to assist you with your search.
Name
Address
Contact
Loans For Five
617 S Lower Sacramento Rd
Lodi CA 95237
(209) 333-2474
Lodi Home Loans
1110 W Kettleman Ln
Lodi CA 95237
(209) 333-3739
California Financial Real Est
1147 Green Oaks Way
Lodi CA 95237
(209) 333-9999
http://www.awesomehome.com
Ace Cash Express
612 W Lodi Ave
Lodi CA 95237
(209) 334-5215
customerservice@acecashexpress.com
Benchmark Mortgage - Bill Anderson
215 W Oak St
Lodi CA 95237
(916) 365-2953
info@lodihomestore.net
Address
617 S Lower Sacramento Rd
Lodi CA
Contact
(209) 333-2474
Address
1110 W Kettleman Ln
Lodi CA
Contact
(209) 333-3739
Address
1147 Green Oaks Way
Lodi CA
Contact
(209) 333-9999
http://www.awesomehome.com