Compare Today’s Mortgage Rates for Lockeford, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lockeford, California 95237. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $17,179 or $48 / month in Lockeford and other areas of San Joaquin county.

Our search engine explores all home mortgage options in Lockeford, California 95237, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Lockeford, California 95237

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lockeford, CA 95237, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lockeford, California 95237 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lockeford, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lockeford, California 95237

If you’re looking to buy a new home in Lockeford, we have compiled a list of the leading mortgage brokers around Lockeford, California 95237 to help you with your search.

Name
Address
Contact

Loans For Five

617 S Lower Sacramento Rd

Lodi CA 95237

(209) 333-2474

Lodi Home Loans

1110 W Kettleman Ln

Lodi CA 95237

(209) 333-3739

California Financial Real Est

1147 Green Oaks Way

Lodi CA 95237

(209) 333-9999

http://www.awesomehome.com

Ace Cash Express

612 W Lodi Ave

Lodi CA 95237

(209) 334-5215

customerservice@acecashexpress.com

Benchmark Mortgage - Bill Anderson

215 W Oak St

Lodi CA 95237

(916) 365-2953

info@lodihomestore.net

Address

617 S Lower Sacramento Rd

Lodi CA

Contact

(209) 333-2474

Address

1110 W Kettleman Ln

Lodi CA

Contact

(209) 333-3739

Address

1147 Green Oaks Way

Lodi CA

Contact

(209) 333-9999

http://www.awesomehome.com

News on Mortgages and Reverse Mortgages for Lockeford, California 95237