Compare Today’s Mortgage Rates in Lompoc, California 93436

Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lompoc, California 93436.

After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,418 over the lifetime of your 30-year fixed loan, or a monthly savings of $37 in Lompoc and other areas of Santa Barbara county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

34.658349 -120.450605 38711

Summary of Average Mortgages in Lompoc, California 93436

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lompoc, California 93436

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lompoc, CA 93436. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Lompoc, California 93436

Lompoc is a city in Santa Barbara County, California. Located on the Central Coast, Lompoc has a population of 43,834 as of July 2021.

Lompoc has been inhabited for thousands of years by the Chumash people, who called the area Lum Poc, meaning 'stagnant waters' or 'lagoon' in the local Purisimeño language. Read more

Lompoc is a city in Santa Barbara County, California. Located on the Central Coast, Lompoc has a population of 43,834 as of July 2021.

Lompoc has been inhabited for thousands of years by the Chumash people, who called the area Lum Poc, meaning 'stagnant waters' or 'lagoon' in the local Purisimeño language. The Spanish called the area Lompoco after Fermín de Lasuén had established Misión La Purísima in 1787. In 1837, the Mexican government sold the area as the Rancho Lompoc land grant. Following the U.S. conquest of California, multiple settlers acquired the Lompoc Valley, including William Welles Hollister, who sold the land around the mission to the Lompoc Valley Land Company, which established a temperance colony which incorporated in 1888 as Lompoc. Lompoc is often considered a military town because it is near Vandenberg Space Force Base. Read less

Historical Mortgage Rates in Lompoc, California 93436 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Lompoc, California and around Santa Barbara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 98.30% 97.90% 98.04% 97.56% 97.48% 97.67% 96.94% 97.64% 96.79%
avg mortgage rate 6.37% 4.47% 2.97% 3.34% 4.33% 4.63% 4.25% 3.98% 4.13%
% 15 year fixed mortgage 1.42% 1.75% 1.31% 1.71% 1.76% 2.07% 2.51% 2.16% 2.80%
avg mortgage rate 5.83% 3.76% 2.26% 2.85% 3.72% 4.03% 3.43% 3.16% 3.43%
Avg credit score 758.48 765.08 759.36 760.82 755.31 758.87 754.64 753.91 756.74
Avg LTV (loan to value) 77.38% 75.26% 78.42% 78.63% 77.33% 75.25% 76.21% 75.65% 74.68%
Avg DTI (debt to income) 41.93 40.44 38.55 38.30 39.85 39.71 39.12 38.09 38.13
% First time homebuyer 55.81% 49.83% 49.41% 48.21% 46.41% 37.74% 36.46% 35.06% 34.40%
Avg mortgage insurance % 12.93% 9.41% 10.69% 10.67% 9.96% 7.61% 7.35% 7.35% 5.79%

Source: Financial Report of the US Government

Best Mortgage Brokers around Lompoc, California 93436

For those searching for a new home in Lompoc, we have compiled a list of the top mortgage brokers located in and around Lompoc, California 93436 to assist you with your search.

Name
Address
Contact

Greater Suburban Mortgage

820 N H St

Lompoc CA 93436

(805) 735-2789

http://www.wegermortgage.com/

Valley Financial

502 N H St

Lompoc CA 93436

(805) 737-4999

Check 'n Go

703 N H St

Lompoc CA 93436

(805) 735-6735

comments@checkngo.com

Santa Fe Mortgage

203 N H St

Lompoc CA 93436

(805) 737-3711

bittle_fred@aol.com

Main Stream Financial

1137 N H St

Lompoc CA 93436

(805) 735-8687

patrick@mainstreamfinancial.co

Address

820 N H St

Lompoc CA

Contact

(805) 735-2789

http://www.wegermortgage.com/

Address

502 N H St

Lompoc CA

Contact

(805) 737-4999

Address

703 N H St

Lompoc CA

Contact

(805) 735-6735

comments@checkngo.com

News on Mortgages and Reverse Mortgages for Lompoc, California 93436