Compare Today’s Mortgage Rates in Loomis, California 95650
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Loomis, California 95650.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $24,298 over the lifetime of your 30-year fixed loan, or a monthly savings of $67 in Loomis and other areas of Placer county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Loomis, California 95650
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Loomis, California 95650
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Loomis, CA 95650. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Loomis, California 95650 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Loomis, California and around Placer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Loomis, California 95650
For those searching for a new home in Loomis, we have compiled a list of the top mortgage brokers located in and around Loomis, California 95650 to assist you with your search.
Name
Address
Contact
Equipoint Financial
3256 Penryn Rd
Loomis CA 95650
(916) 303-7500
Mortgage Capital Association
6225 S Walnut St
Loomis CA 95650
(916) 672-6385
It's My Business
3318 Howard St
McClellan CA 95650
(916) 922-9006
Security National Mortgage
3665 Bleckely St
Mather CA 95650
(916) 231-0352
rond@securitynational.com
Wells Fargo Home Mortgage
10640 Mather Blvd
Mather CA 95650
(916) 366-3036
http://www.wellsfargo.com/mortgage/
Address
3256 Penryn Rd
Loomis CA
Contact
(916) 303-7500
Address
6225 S Walnut St
Loomis CA
Contact
(916) 672-6385
Address
3318 Howard St
McClellan CA
Contact
(916) 922-9006