Compare Today’s Mortgage Rates in Los Alamos, California 93440
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Los Alamos, California 93440.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $20,671 over the lifetime of your 30-year fixed loan, or a monthly savings of $57 in Los Alamos and other areas of Santa Barbara county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Los Alamos, California 93440
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Los Alamos, California 93440
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Los Alamos, CA 93440. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Los Alamos, California 93440 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Los Alamos, California and around Santa Barbara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Los Alamos, California 93440
For those searching for a new home in Los Alamos, we have compiled a list of the top mortgage brokers located in and around Los Alamos, California 93440 to assist you with your search.
Name
Address
Contact
Gmac Mortgage
625 14th St
Paso Robles CA 93440
(805) 238-5004
Salamander Mortgage
1818 Spring St
Paso Robles CA 93440
(805) 226-5577
Mortgage Professionals
1244 Pine St
Paso Robles CA 93440
(805) 239-3737
Connect Home Loans
725 Creston Rd
Paso Robles CA 93440
(805) 237-8811
http://connecthomeloans.net
Christopher Austin - Mortgage Lender
1428 Spring St
Paso Robles CA 93440
(805) 806-0088
ccfnp805@gmail.com
Address
625 14th St
Paso Robles CA
Contact
(805) 238-5004
Address
1818 Spring St
Paso Robles CA
Contact
(805) 226-5577
Address
1244 Pine St
Paso Robles CA
Contact
(805) 239-3737