Compare Today’s Mortgage Rates for Los Alamos, California

Pureloan searches mortgage lenders and major banks in Los Alamos, California 93440 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $24,487 or $68 / month is expected in Los Alamos and other areas of Santa Barbara county.

Pureloan’s search engine explores all home mortgage options in Los Alamos, California 93440, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Los Alamos, California 93440

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Los Alamos, CA 93440, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Los Alamos, California 93440 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Los Alamos, California and around Santa Barbara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Los Alamos, California 93440

If you’re looking to buy a new home in Los Alamos, we have compiled a list of the leading mortgage brokers around Los Alamos, California 93440 to help you with your search.

Name
Address
Contact

Gmac Mortgage

625 14th St

Paso Robles CA 93440

(805) 238-5004

Salamander Mortgage

1818 Spring St

Paso Robles CA 93440

(805) 226-5577

Mortgage Professionals

1244 Pine St

Paso Robles CA 93440

(805) 239-3737

Connect Home Loans

725 Creston Rd

Paso Robles CA 93440

(805) 237-8811

http://connecthomeloans.net

Christopher Austin - Mortgage Lender

1428 Spring St

Paso Robles CA 93440

(805) 806-0088

ccfnp805@gmail.com

Address

625 14th St

Paso Robles CA

Contact

(805) 238-5004

Address

1818 Spring St

Paso Robles CA

Contact

(805) 226-5577

Address

1244 Pine St

Paso Robles CA

Contact

(805) 239-3737

News on Mortgages and Reverse Mortgages for Los Alamos, California 93440