Compare Today’s Mortgage Rates for Los Altos, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Los Altos, California 94024. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $463,283 or $1,287 / month in Los Altos and other areas of Santa Clara county.

Our search engine explores all home mortgage options in Los Altos, California 94024, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Los Altos, California 94024

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Los Altos, CA 94024, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Los Altos, California 94024 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Los Altos, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Los Altos, California 94024

If you’re looking to buy a new home in Los Altos, we have compiled a list of the leading mortgage brokers around Los Altos, California 94024 to help you with your search.

Name
Address
Contact

ViCharlotte Juarez

1001 Fremont Ave

Los Altos CA 94024

(650) 941-3742

http://www.mortgage.usbank.com/vicharlotte-juarez-los-altos-ca.html

Bankers Network

2051 Grant Rd

Los Altos CA 94024

(408) 879-9000

http://4bestloan.com

Investment Grade Loan

475 S San Antonio Rd

Los Altos CA 94024

(650) 949-4790

Strock Realty & Financial

4962 El Camino Real

Los Altos CA 94024

(650) 938-1955

Strategic College Funding

745 Distel Dr

Los Altos CA 94024

(650) 383-5067

Address

1001 Fremont Ave

Los Altos CA

Contact

(650) 941-3742

http://www.mortgage.usbank.com/vicharlotte-juarez-los-altos-ca.html

Address

2051 Grant Rd

Los Altos CA

Contact

(408) 879-9000

http://4bestloan.com

Address

475 S San Antonio Rd

Los Altos CA

Contact

(650) 949-4790

News on Mortgages and Reverse Mortgages for Los Altos, California 94024