Compare Today’s Mortgage Rates for Los Altos, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Los Altos, California 94024. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $463,283 or $1,287 / month in Los Altos and other areas of Santa Clara county.
Our search engine explores all home mortgage options in Los Altos, California 94024, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Los Altos, California 94024
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Los Altos, CA 94024, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Los Altos, California 94024 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Los Altos, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Los Altos, California 94024
If you’re looking to buy a new home in Los Altos, we have compiled a list of the leading mortgage brokers around Los Altos, California 94024 to help you with your search.
Name
Address
Contact
ViCharlotte Juarez
1001 Fremont Ave
Los Altos CA 94024
(650) 941-3742
http://www.mortgage.usbank.com/vicharlotte-juarez-los-altos-ca.html
Bankers Network
2051 Grant Rd
Los Altos CA 94024
(408) 879-9000
http://4bestloan.com
Investment Grade Loan
475 S San Antonio Rd
Los Altos CA 94024
(650) 949-4790
Strock Realty & Financial
4962 El Camino Real
Los Altos CA 94024
(650) 938-1955
Strategic College Funding
745 Distel Dr
Los Altos CA 94024
(650) 383-5067
Address
1001 Fremont Ave
Los Altos CA
Contact
(650) 941-3742
http://www.mortgage.usbank.com/vicharlotte-juarez-los-altos-ca.html
Address
2051 Grant Rd
Los Altos CA
Contact
(408) 879-9000
http://4bestloan.com
Address
475 S San Antonio Rd
Los Altos CA
Contact
(650) 949-4790