Compare Today’s Mortgage Rates for Los Banos, California

Pureloan searches mortgage lenders and major banks in Los Banos, California 93635 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,370 or $37 / month is expected in Los Banos and other areas of Merced county.

Pureloan’s search engine explores all home mortgage options in Los Banos, California 93635, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Los Banos, California 93635

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Los Banos, CA 93635, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Los Banos, California 93635 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Los Banos, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Los Banos, California 93635

If you’re looking to buy a new home in Los Banos, we have compiled a list of the leading mortgage brokers around Los Banos, California 93635 to help you with your search.

Name
Address
Contact

California Mortgage Associates

810 W K St

Los Banos CA 93635

(209) 826-0240

http://www.calmort.com/

American General Financial Svc

2130 E Pacheco Blvd

Los Banos CA 93635

(209) 827-1640

http://www.loansfast.com

Prime Lending

249 W Pacheco Blvd

Los Banos CA 93635

(209) 829-0105

http://www.primelending.com/

Universal Marketing Accredited Solutions

825 5th St

Los Banos CA 93635

(209) 829-0921

First Mortgage Corporation

888 4th St

Los Banos CA 93635

(209) 826-5544

http://firstmortgage.com

Address

810 W K St

Los Banos CA

Contact

(209) 826-0240

http://www.calmort.com/

Address

2130 E Pacheco Blvd

Los Banos CA

Contact

(209) 827-1640

http://www.loansfast.com

Address

249 W Pacheco Blvd

Los Banos CA

Contact

(209) 829-0105

http://www.primelending.com/

News on Mortgages and Reverse Mortgages for Los Banos, California 93635