Compare Today’s Mortgage Rates for Los Banos, California
Pureloan searches mortgage lenders and major banks in Los Banos, California 93635 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,370 or $37 / month is expected in Los Banos and other areas of Merced county.
Pureloan’s search engine explores all home mortgage options in Los Banos, California 93635, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Los Banos, California 93635
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Los Banos, CA 93635, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Los Banos, California 93635 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Los Banos, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Los Banos, California 93635
If you’re looking to buy a new home in Los Banos, we have compiled a list of the leading mortgage brokers around Los Banos, California 93635 to help you with your search.
Name
Address
Contact
California Mortgage Associates
810 W K St
Los Banos CA 93635
(209) 826-0240
http://www.calmort.com/
American General Financial Svc
2130 E Pacheco Blvd
Los Banos CA 93635
(209) 827-1640
http://www.loansfast.com
Prime Lending
249 W Pacheco Blvd
Los Banos CA 93635
(209) 829-0105
http://www.primelending.com/
Universal Marketing Accredited Solutions
825 5th St
Los Banos CA 93635
(209) 829-0921
First Mortgage Corporation
888 4th St
Los Banos CA 93635
(209) 826-5544
http://firstmortgage.com
Address
810 W K St
Los Banos CA
Contact
(209) 826-0240
http://www.calmort.com/
Address
2130 E Pacheco Blvd
Los Banos CA
Contact
(209) 827-1640
http://www.loansfast.com
Address
249 W Pacheco Blvd
Los Banos CA
Contact
(209) 829-0105
http://www.primelending.com/