Compare Today’s Mortgage Rates for Los Gatos, California

Pureloan searches mortgage lenders and major banks in Los Gatos, California 95033 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $283,948 or $789 / month is expected in Los Gatos and other areas of Santa Cruz county.

Pureloan’s search engine explores all home mortgage options in Los Gatos, California 95033, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Los Gatos, California 95033

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Los Gatos, CA 95033, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Los Gatos, California 95033 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Los Gatos, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Los Gatos, California 95033

If you’re looking to buy a new home in Los Gatos, we have compiled a list of the leading mortgage brokers around Los Gatos, California 95033 to help you with your search.

Name
Address
Contact

Mark Smith

25147 Radonich Rd

Los Gatos CA 95033

(408) 353-9784

First Horizon Company

15 Montebello Way

Los Gatos CA 95033

(408) 399-3199

http://www.firsthorizon.com

Equitas Capital

455 N Santa Cruz Ave

Los Gatos CA 95033

(408) 458-4200

South Bay Mortgage Co.

20 S Santa Cruz Ave

Los Gatos CA 95033

(408) 356-4888

south.bay@verizon.net

Interbanc Mortgage

11 1/2 E Main St

Los Gatos CA 95033

(408) 399-4999

http://interbanc.com/

Address

25147 Radonich Rd

Los Gatos CA

Contact

(408) 353-9784

Address

15 Montebello Way

Los Gatos CA

Contact

(408) 399-3199

http://www.firsthorizon.com

Address

455 N Santa Cruz Ave

Los Gatos CA

Contact

(408) 458-4200

News on Mortgages and Reverse Mortgages for Los Gatos, California 95033