Compare Today’s Mortgage Rates in Los Gatos, California 95031
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Los Gatos, California 95031.
Our search engine thoroughly explores all home mortgage options in Los Gatos, California 95031, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $139,337 in lifetime cash or $387 per month in Los Gatos and other areas of Santa Clara county.
37.1574
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Summary of Average Mortgages in Los Gatos, California 95031
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Los Gatos, California 95031
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Los Gatos, CA 95031. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Los Gatos, California 95031 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Los Gatos, California and around Santa Clara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.41% | 97.08% | 97.67% | 97.89% | 97.35% | 97.20% | 96.19% | 97.33% | 95.75% |
avg mortgage rate | 6.35% | 4.41% | 2.97% | 3.33% | 4.33% | 4.61% | 4.25% | 4.00% | 4.14% |
% 15 year fixed mortgage | 1.29% | 2.38% | 2.07% | 1.63% | 2.21% | 2.59% | 3.62% | 2.67% | 4.07% |
avg mortgage rate | 4.79% | 3.43% | 2.37% | 2.81% | 3.85% | 3.84% | 3.43% | 3.06% | 3.33% |
Avg credit score | 759.59 | 769.02 | 761.45 | 772.94 | 763.81 | 751.74 | 753.53 | 753.50 | 757.90 |
Avg LTV (loan to value) | 72.31% | 71.34% | 74.60% | 74.38% | 71.16% | 69.27% | 71.42% | 71.44% | 71.49% |
Avg DTI (debt to income) | 41.59 | 39.51 | 37.79 | 37.35 | 38.54 | 39.18 | 37.91 | 37.66 | 37.37 |
% First time homebuyer | 54.74% | 50.65% | 54.69% | 51.33% | 47.24% | 47.20% | 42.13% | 40.71% | 35.77% |
Avg mortgage insurance % | 7.61% | 6.97% | 7.93% | 8.29% | 6.39% | 5.72% | 5.32% | 4.23% | 3.35% |
Best Mortgage Brokers around Los Gatos, California 95031
For those searching for a new home in Los Gatos, we have compiled a list of the top mortgage brokers located in and around Los Gatos, California 95031 to assist you with your search.
Name
Address
Contact
Mark Smith
25147 Radonich Rd
Los Gatos CA 95031
(408) 353-9784
First Horizon Company
15 Montebello Way
Los Gatos CA 95031
(408) 399-3199
http://www.firsthorizon.com
Equitas Capital
455 N Santa Cruz Ave
Los Gatos CA 95031
(408) 458-4200
South Bay Mortgage Co.
20 S Santa Cruz Ave
Los Gatos CA 95031
(408) 356-4888
south.bay@verizon.net
Interbanc Mortgage
11 1/2 E Main St
Los Gatos CA 95031
(408) 399-4999
http://interbanc.com/
Address
25147 Radonich Rd
Los Gatos CA
Contact
(408) 353-9784
Address
15 Montebello Way
Los Gatos CA
Contact
(408) 399-3199
http://www.firsthorizon.com
Address
455 N Santa Cruz Ave
Los Gatos CA
Contact
(408) 458-4200