Compare Today’s Mortgage Rates for Los Gatos, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Los Gatos, California 95033. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $239,982 or $667 / month in Los Gatos and surrounding areas of Santa Cruz county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Los Gatos, California 95033.

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Summary of Average Mortgage Terms in Los Gatos, California 95033

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Los Gatos, California 95033 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Los Gatos, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
% 10 year fixed mortgage 0.09% 0.10% 0.09%
avg mortgage rate 3.38% 3.13% 3.00%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg Combined LTV (loan to value) 70.71% 71.75% 74.17% 73.23% 73.26% 72.68% 73.02% 73.51%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Los Gatos, California 95033

If you’re looking to buy a new home in Los Gatos, we have compiled a list of the leading mortgage brokers around Los Gatos, California 95033 to help you with your search.

Name
Address
Contact

Mark Smith

25147 Radonich Rd

Los Gatos CA 95033

(408) 353-9784

First Horizon Company

15 Montebello Way

Los Gatos CA 95033

(408) 399-3199

http://www.firsthorizon.com

Equitas Capital

455 N Santa Cruz Ave

Los Gatos CA 95033

(408) 458-4200

South Bay Mortgage Co.

20 S Santa Cruz Ave

Los Gatos CA 95033

(408) 356-4888

south.bay@verizon.net

Interbanc Mortgage

11 1/2 E Main St

Los Gatos CA 95033

(408) 399-4999

http://interbanc.com/

Address

25147 Radonich Rd

Los Gatos CA

Contact

(408) 353-9784

Address

15 Montebello Way

Los Gatos CA

Contact

(408) 399-3199

http://www.firsthorizon.com

Address

455 N Santa Cruz Ave

Los Gatos CA

Contact

(408) 458-4200

News on Mortgages and Reverse Mortgages for Los Gatos, California 95033