Compare Today’s Mortgage Rates in Los Molinos, California 96055
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Los Molinos, California 96055.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,753 over the lifetime of your 30-year fixed loan, or a monthly savings of $24 in Los Molinos and other areas of Tehama county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Los Molinos, California 96055
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Los Molinos, California 96055
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Los Molinos, CA 96055. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Los Molinos, California 96055 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Los Molinos, California and around Tehama county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.91% | 96.83% | 96.78% | 94.83% | 94.89% | 92.82% | 93.95% | 92.72% | 93.63% |
avg mortgage rate | 6.53% | 4.66% | 3.12% | 3.54% | 4.61% | 4.75% | 4.31% | 4.02% | 4.20% |
% 15 year fixed mortgage | 2.09% | 2.45% | 2.58% | 4.48% | 4.60% | 6.49% | 4.72% | 6.04% | 5.34% |
avg mortgage rate | 6.09% | 4.09% | 2.51% | 3.25% | 3.95% | 4.22% | 3.68% | 3.36% | 3.46% |
Avg credit score | 751.99 | 751.56 | 752.99 | 754.59 | 761.77 | 754.34 | 752.00 | 751.96 | 752.77 |
Avg LTV (loan to value) | 79.66% | 79.71% | 80.93% | 81.16% | 78.25% | 78.39% | 79.35% | 80.32% | 80.58% |
Avg DTI (debt to income) | 37.91 | 37.30 | 36.01 | 36.18 | 37.46 | 37.03 | 35.40 | 36.10 | 35.77 |
% First time homebuyer | 38.74% | 32.52% | 30.70% | 33.79% | 31.67% | 26.24% | 27.85% | 25.23% | 27.93% |
Avg mortgage insurance % | 12.47% | 12.49% | 11.56% | 12.18% | 11.06% | 8.87% | 10.54% | 11.04% | 10.86% |
Best Mortgage Brokers around Los Molinos, California 96055
For those searching for a new home in Los Molinos, we have compiled a list of the top mortgage brokers located in and around Los Molinos, California 96055 to assist you with your search.
Name
Address
Contact
Ridgecrest Mortgage
630 N Mount Shasta Blvd
Mount Shasta CA 96055
(530) 926-6961
jacob@makemyloan.com
Reverse Mortgage Specialist
522 E Alma St
Mount Shasta CA 96055
(530) 926-0711
Market Financial Group
1431 Audubon Rd
Mount Shasta CA 96055
(530) 926-1111
Reverse Mortgage Specialist
505 N Adams Dr
Mount Shasta CA 96055
(530) 926-0711
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96055
(530) 587-3277
info@smmlend.com
Address
630 N Mount Shasta Blvd
Mount Shasta CA
Contact
(530) 926-6961
jacob@makemyloan.com
Address
522 E Alma St
Mount Shasta CA
Contact
(530) 926-0711
Address
1431 Audubon Rd
Mount Shasta CA
Contact
(530) 926-1111