Compare Today’s Mortgage Rates for Los Olivos, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Los Olivos, California 93441. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $135,996 or $378 / month in Los Olivos and surrounding areas of Santa Barbara county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Los Olivos, California 93441.

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Summary of Average Mortgage Terms in Los Olivos, California 93441

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Los Olivos, CA 93441, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Los Olivos, California 93441 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Los Olivos, California and around Santa Barbara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Los Olivos, California 93441

If you’re looking to buy a new home in Los Olivos, we have compiled a list of the leading mortgage brokers around Los Olivos, California 93441 to help you with your search.

Name
Address
Contact

Santa Ynez Valley Mortgage

2445 Alamo Pintado Ave

Los Olivos CA 93441

(805) 686-2321

syvm@syv.com

Gmac Mortgage

625 14th St

Paso Robles CA 93441

(805) 238-5004

Salamander Mortgage

1818 Spring St

Paso Robles CA 93441

(805) 226-5577

Mortgage Professionals

1244 Pine St

Paso Robles CA 93441

(805) 239-3737

Connect Home Loans

725 Creston Rd

Paso Robles CA 93441

(805) 237-8811

http://connecthomeloans.net

Address

2445 Alamo Pintado Ave

Los Olivos CA

Contact

(805) 686-2321

syvm@syv.com

Address

625 14th St

Paso Robles CA

Contact

(805) 238-5004

Address

1818 Spring St

Paso Robles CA

Contact

(805) 226-5577

News on Mortgages and Reverse Mortgages for Los Olivos, California 93441