Compare Today’s Mortgage Rates for Los Osos, California

Pureloan searches mortgage lenders and major banks in Los Osos, California 93412 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $26,635 or $74 / month is expected in Los Osos and other areas of San Luis Obispo county.

Pureloan’s search engine explores all home mortgage options in Los Osos, California 93412, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Los Osos, California 93412

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Los Osos, CA 93412, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Los Osos, California 93412 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Los Osos, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Los Osos, California 93412

If you’re looking to buy a new home in Los Osos, we have compiled a list of the leading mortgage brokers around Los Osos, California 93412 to help you with your search.

Name
Address
Contact

Capital Finance Partner

437 Binscarth Rd

Los Osos CA 93412

(805) 439-4577

info@capitalfinancepartner.com

Pacific Capital Mortgage

2005 9th St

Los Osos CA 93412

(805) 528-5353

Pacific Capital Mortgage

945 Los Osos Valley Rd

Los Osos CA 93412

(805) 528-5353

http://paccapmortgage.com

Central Coast Lending

1319 Marsh St

San Luis Obispo CA 93412

(805) 543-5626

info@centralcoastlending.com

Imortgage

3220 S Higuera St

San Luis Obispo CA 93412

(805) 597-8800

brad.taunt@imortgage.com

Address

437 Binscarth Rd

Los Osos CA

Contact

(805) 439-4577

info@capitalfinancepartner.com

Address

2005 9th St

Los Osos CA

Contact

(805) 528-5353

Address

945 Los Osos Valley Rd

Los Osos CA

Contact

(805) 528-5353

http://paccapmortgage.com

News on Mortgages and Reverse Mortgages for Los Osos, California 93412