Compare Today’s Mortgage Rates for Lotus, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lotus, California 95651. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $19,756 or $55 / month in Lotus and surrounding areas of El Dorado county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lotus, California 95651.

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Summary of Average Mortgage Terms in Lotus, California 95651

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lotus, CA 95651, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lotus, California 95651 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lotus, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lotus, California 95651

If you’re looking to buy a new home in Lotus, we have compiled a list of the leading mortgage brokers around Lotus, California 95651 to help you with your search.

Name
Address
Contact

It's My Business

3318 Howard St

McClellan CA 95651

(916) 922-9006

Mortgage Capital Association

6225 S Walnut St

Loomis CA 95651

(916) 672-6385

Equipoint Financial

3256 Penryn Rd

Loomis CA 95651

(916) 303-7500

Security National Mortgage

3665 Bleckely St

Mather CA 95651

(916) 231-0352

rond@securitynational.com

Wells Fargo Home Mortgage

10640 Mather Blvd

Mather CA 95651

(916) 366-3036

http://www.wellsfargo.com/mortgage/

Address

3318 Howard St

McClellan CA

Contact

(916) 922-9006

Address

6225 S Walnut St

Loomis CA

Contact

(916) 672-6385

Address

3256 Penryn Rd

Loomis CA

Contact

(916) 303-7500

News on Mortgages and Reverse Mortgages for Lotus, California 95651