Compare Today’s Mortgage Rates for Lower Lake, California
Pureloan searches mortgage lenders and major banks in Lower Lake, California 95457 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,189 or $31 / month is expected in Lower Lake and other areas of Lake county.
Pureloan’s search engine explores all home mortgage options in Lower Lake, California 95457, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Lower Lake, California 95457
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lower Lake, CA 95457, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lower Lake, California 95457 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lower Lake, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lower Lake, California 95457
If you’re looking to buy a new home in Lower Lake, we have compiled a list of the leading mortgage brokers around Lower Lake, California 95457 to help you with your search.
Name
Address
Contact
Day Mortgage
12820 Anderson Rd
Lower Lake CA 95457
(707) 994-1005
http://www.daymortgage.biz/
Day Mortgage
16170 Main St
Lower Lake CA 95457
(707) 994-2269
Weaver Susan M Mendocino Mortgage
45062 Ukiah
Mendocino CA 95457
(707) 937-3938
Hern & Association
21248 State Highway 175
Middletown CA 95457
(707) 987-4433
http://itmtg.com/
Financial Co Of America
21418 State Highway 175
Middletown CA 95457
(707) 987-9000
Address
12820 Anderson Rd
Lower Lake CA
Contact
(707) 994-1005
http://www.daymortgage.biz/
Address
16170 Main St
Lower Lake CA
Contact
(707) 994-2269
Address
45062 Ukiah
Mendocino CA
Contact
(707) 937-3938