Compare Today’s Mortgage Rates for Lower Lake, California

Pureloan searches mortgage lenders and major banks in Lower Lake, California 95457 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,189 or $31 / month is expected in Lower Lake and other areas of Lake county.

Pureloan’s search engine explores all home mortgage options in Lower Lake, California 95457, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Lower Lake, California 95457

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lower Lake, CA 95457, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lower Lake, California 95457 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lower Lake, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lower Lake, California 95457

If you’re looking to buy a new home in Lower Lake, we have compiled a list of the leading mortgage brokers around Lower Lake, California 95457 to help you with your search.

Name
Address
Contact

Day Mortgage

12820 Anderson Rd

Lower Lake CA 95457

(707) 994-1005

http://www.daymortgage.biz/

Day Mortgage

16170 Main St

Lower Lake CA 95457

(707) 994-2269

Weaver Susan M Mendocino Mortgage

45062 Ukiah

Mendocino CA 95457

(707) 937-3938

Hern & Association

21248 State Highway 175

Middletown CA 95457

(707) 987-4433

http://itmtg.com/

Financial Co Of America

21418 State Highway 175

Middletown CA 95457

(707) 987-9000

Address

12820 Anderson Rd

Lower Lake CA

Contact

(707) 994-1005

http://www.daymortgage.biz/

Address

16170 Main St

Lower Lake CA

Contact

(707) 994-2269

Address

45062 Ukiah

Mendocino CA

Contact

(707) 937-3938

News on Mortgages and Reverse Mortgages for Lower Lake, California 95457