Compare Today’s Mortgage Rates for Lucerne, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lucerne, California 95458. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,685 or $19 / month in Lucerne and surrounding areas of Lake county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lucerne, California 95458.
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Summary of Average Mortgage Terms in Lucerne, California 95458
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lucerne, CA 95458, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lucerne, California 95458 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lucerne, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lucerne, California 95458
If you’re looking to buy a new home in Lucerne, we have compiled a list of the leading mortgage brokers around Lucerne, California 95458 to help you with your search.
Name
Address
Contact
Weaver Susan M Mendocino Mortgage
45062 Ukiah
Mendocino CA 95458
(707) 937-3938
Hern & Association
21248 State Highway 175
Middletown CA 95458
(707) 987-4433
http://itmtg.com/
Financial Co Of America
21418 State Highway 175
Middletown CA 95458
(707) 987-9000
Mendocino Mortgage
45062 Ukiah St
Mendocino CA 95458
(707) 937-3938
http://www.mendocinobeauty.com
Jeff Lester
3597 Bohemian Hwy
Occidental CA 95458
(707) 874-9700
Address
45062 Ukiah
Mendocino CA
Contact
(707) 937-3938
Address
21248 State Highway 175
Middletown CA
Contact
(707) 987-4433
http://itmtg.com/
Address
21418 State Highway 175
Middletown CA
Contact
(707) 987-9000