Compare Today’s Mortgage Rates in Lucerne, California 95458
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lucerne, California 95458.
Our search engine thoroughly explores all home mortgage options in Lucerne, California 95458, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,960 in lifetime cash or $22 per month in Lucerne and other areas of Lake county.
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Summary of Average Mortgages in Lucerne, California 95458
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lucerne, California 95458
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lucerne, CA 95458. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lucerne, California 95458 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lucerne, California and around Lake county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Lucerne, California 95458
For those searching for a new home in Lucerne, we have compiled a list of the top mortgage brokers located in and around Lucerne, California 95458 to assist you with your search.
Name
Address
Contact
Weaver Susan M Mendocino Mortgage
45062 Ukiah
Mendocino CA 95458
(707) 937-3938
Hern & Association
21248 State Highway 175
Middletown CA 95458
(707) 987-4433
http://itmtg.com/
Financial Co Of America
21418 State Highway 175
Middletown CA 95458
(707) 987-9000
Mendocino Mortgage
45062 Ukiah St
Mendocino CA 95458
(707) 937-3938
http://www.mendocinobeauty.com
Jeff Lester
3597 Bohemian Hwy
Occidental CA 95458
(707) 874-9700
Address
45062 Ukiah
Mendocino CA
Contact
(707) 937-3938
Address
21248 State Highway 175
Middletown CA
Contact
(707) 987-4433
http://itmtg.com/
Address
21418 State Highway 175
Middletown CA
Contact
(707) 987-9000