Compare Today’s Mortgage Rates for Lucerne Valley, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lucerne Valley, California 92356. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,235 or $15 / month in Lucerne Valley and surrounding areas of San Bernardino county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lucerne Valley, California 92356.

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Summary of Average Mortgage Terms in Lucerne Valley, California 92356

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lucerne Valley, CA 92356, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lucerne Valley, California 92356 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lucerne Valley, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lucerne Valley, California 92356

If you’re looking to buy a new home in Lucerne Valley, we have compiled a list of the leading mortgage brokers around Lucerne Valley, California 92356 to help you with your search.

Name
Address
Contact

Old Stone Mortgage Corporation

301 E Vanderbilt Way

San Bernardino CA 92356

(800) 338-8188

City Loan

1264 S Waterman Ave

San Bernardino CA 92356

(909) 385-4850

http://www.cityloanfastcash.com/

Springleaf Financial Services

905 E Hospitality Ln

San Bernardino CA 92356

(909) 796-1603

compliancehelpline@slfs.com

TitleMax Title Loans

494 W Orange Show Rd

San Bernardino CA 92356

(909) 386-1852

webinquiries@titlemax.com

Fast Auto Loans

240 N Waterman Ave

San Bernardino CA 92356

(909) 888-1083

http://www.fastauto.com/

Address

301 E Vanderbilt Way

San Bernardino CA

Contact

(800) 338-8188

Address

1264 S Waterman Ave

San Bernardino CA

Contact

(909) 385-4850

http://www.cityloanfastcash.com/

Address

905 E Hospitality Ln

San Bernardino CA

Contact

(909) 796-1603

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Lucerne Valley, California 92356