Compare Today’s Mortgage Rates for Macdoel, California
Pureloan searches mortgage lenders and major banks in Macdoel, California 96058 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,235 or $12 / month is expected in Macdoel and other areas of Siskiyou county.
Pureloan’s search engine explores all home mortgage options in Macdoel, California 96058, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Macdoel, California 96058


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Macdoel, CA 96058, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Macdoel, California 96058 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Macdoel, California and around Siskiyou county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
% 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
% First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Macdoel, California 96058
If you’re looking to buy a new home in Macdoel, we have compiled a list of the leading mortgage brokers around Macdoel, California 96058 to help you with your search.
Ridgecrest Mortgage
630 N Mount Shasta Blvd
Mount Shasta CA 96058
(530) 926-6961
jacob@makemyloan.com
Reverse Mortgage Specialist
522 E Alma St
Mount Shasta CA 96058
(530) 926-0711
Market Financial Group
1431 Audubon Rd
Mount Shasta CA 96058
(530) 926-1111
Reverse Mortgage Specialist
505 N Adams Dr
Mount Shasta CA 96058
(530) 926-0711
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96058
(530) 587-3277
info@smmlend.com
Address
630 N Mount Shasta Blvd
Mount Shasta CA
Contact
(530) 926-6961
jacob@makemyloan.com
Address
522 E Alma St
Mount Shasta CA
Contact
(530) 926-0711
Address
1431 Audubon Rd
Mount Shasta CA
Contact
(530) 926-1111