Compare Today’s Mortgage Rates for Madera, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Madera, California 93639. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in Madera and surrounding areas of Madera county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Madera, California 93639.
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Summary of Average Mortgage Terms in Madera, California 93639
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Madera, CA 93639, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Madera, California 93639 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Madera, California and around Madera county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Madera, California 93639
If you’re looking to buy a new home in Madera, we have compiled a list of the leading mortgage brokers around Madera, California 93639 to help you with your search.
Name
Address
Contact
One Stop Home Loans
37042 Avenue 12
Madera CA 93639
(559) 645-1212
melissa@osshome.net
Financiera Del Valle
501 N E St
Madera CA 93639
(559) 661-6012
L F Mortgage Co.
501A N E St
Madera CA 93639
(559) 661-6007
Joseph H Schauf Company
16969 Hill Dr
Madera CA 93639
(559) 664-9719
http://www.schaufcompany.com/
Accurate Lenders Mortgage
25916 Avenue 17
Madera CA 93639
(559) 661-0661
john@accuratelenders.net
Address
37042 Avenue 12
Madera CA
Contact
(559) 645-1212
melissa@osshome.net
Address
501 N E St
Madera CA
Contact
(559) 661-6012
Address
501A N E St
Madera CA
Contact
(559) 661-6007