Compare Today’s Mortgage Rates for Madison, California
Pureloan searches mortgage lenders and major banks in Madison, California 95653 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,388 or $34 / month is expected in Madison and other areas of Yolo county.
Pureloan’s search engine explores all home mortgage options in Madison, California 95653, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Madison, California 95653
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Madison, CA 95653, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Madison, California 95653 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Madison, California and around Yolo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Madison, California 95653
If you’re looking to buy a new home in Madison, we have compiled a list of the leading mortgage brokers around Madison, California 95653 to help you with your search.
Name
Address
Contact
It's My Business
3318 Howard St
McClellan CA 95653
(916) 922-9006
Mortgage Capital Association
6225 S Walnut St
Loomis CA 95653
(916) 672-6385
Equipoint Financial
3256 Penryn Rd
Loomis CA 95653
(916) 303-7500
Security National Mortgage
3665 Bleckely St
Mather CA 95653
(916) 231-0352
rond@securitynational.com
Wells Fargo Home Mortgage
10640 Mather Blvd
Mather CA 95653
(916) 366-3036
http://www.wellsfargo.com/mortgage/
Address
3318 Howard St
McClellan CA
Contact
(916) 922-9006
Address
6225 S Walnut St
Loomis CA
Contact
(916) 672-6385
Address
3256 Penryn Rd
Loomis CA
Contact
(916) 303-7500