Compare Today’s Mortgage Rates in Magalia, California 95954
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Magalia, California 95954.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Magalia, California 95954. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,549 over the lifetime of your mortgage, which translates to a monthly savings of $27 in Magalia and other areas of Butte county.
Summary of Average Mortgages in Magalia, California 95954
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Interactive Mortgage Rate Projections for Magalia, California 95954
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Magalia, CA 95954. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Magalia, California 95954 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Magalia, California and around Butte county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Magalia, California 95954
For those searching for a new home in Magalia, we have compiled a list of the top mortgage brokers located in and around Magalia, California 95954 to assist you with your search.
Broadstreet Financial Group
200 Providence Mine Rd
Nevada City CA 95954
(530) 265-2860
info@bsfg.net
Mortgage Advisors Group
123 Nevada St
Nevada City CA 95954
(530) 478-1271
http://mortgageadvisors.org
United Short Sale Group
421 Broad St
Nevada City CA 95954
(530) 478-5901
Empire Home Loan
220 Main St
Nevada City CA 95954
(530) 470-0777
OneMain Financial
1355 Churn Creek Rd
Redding CA 95954
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Address
200 Providence Mine Rd
Nevada City CA
Contact
(530) 265-2860
info@bsfg.net
Address
123 Nevada St
Nevada City CA
Contact
(530) 478-1271
http://mortgageadvisors.org
Address
421 Broad St
Nevada City CA
Contact
(530) 478-5901