Compare Today’s Mortgage Rates for Magalia, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Magalia, California 95954. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,297 or $23 / month in Magalia and other areas of Butte county.
Our search engine explores all home mortgage options in Magalia, California 95954, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Magalia, California 95954
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Magalia, CA 95954, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Magalia, California 95954 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Magalia, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Magalia, California 95954
If you’re looking to buy a new home in Magalia, we have compiled a list of the leading mortgage brokers around Magalia, California 95954 to help you with your search.
Name
Address
Contact
Broadstreet Financial Group
200 Providence Mine Rd
Nevada City CA 95954
(530) 265-2860
info@bsfg.net
Mortgage Advisors Group
123 Nevada St
Nevada City CA 95954
(530) 478-1271
http://mortgageadvisors.org
United Short Sale Group
421 Broad St
Nevada City CA 95954
(530) 478-5901
Empire Home Loan
220 Main St
Nevada City CA 95954
(530) 470-0777
OneMain Financial
1355 Churn Creek Rd
Redding CA 95954
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Address
200 Providence Mine Rd
Nevada City CA
Contact
(530) 265-2860
info@bsfg.net
Address
123 Nevada St
Nevada City CA
Contact
(530) 478-1271
http://mortgageadvisors.org
Address
421 Broad St
Nevada City CA
Contact
(530) 478-5901