Compare Today’s Mortgage Rates for Mcclellan, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Mcclellan, California 95652. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $19,756 or $55 / month in Mcclellan and surrounding areas of El Dorado county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Mcclellan, California 95652.
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Summary of Average Mortgage Terms in Mcclellan, California 95652
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APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Mcclellan, CA 95652, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Mcclellan, California 95652 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Mcclellan, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Mcclellan, California 95652
If you’re looking to buy a new home in Mcclellan, we have compiled a list of the leading mortgage brokers around Mcclellan, California 95652 to help you with your search.
Name
Address
Contact
It's My Business
3318 Howard St
McClellan CA 95652
(916) 922-9006
Mortgage Capital Association
6225 S Walnut St
Loomis CA 95652
(916) 672-6385
Equipoint Financial
3256 Penryn Rd
Loomis CA 95652
(916) 303-7500
Security National Mortgage
3665 Bleckely St
Mather CA 95652
(916) 231-0352
rond@securitynational.com
Wells Fargo Home Mortgage
10640 Mather Blvd
Mather CA 95652
(916) 366-3036
http://www.wellsfargo.com/mortgage/
Address
3318 Howard St
McClellan CA
Contact
(916) 922-9006
Address
6225 S Walnut St
Loomis CA
Contact
(916) 672-6385
Address
3256 Penryn Rd
Loomis CA
Contact
(916) 303-7500