Compare Today’s Mortgage Rates for Menlo Park, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Menlo Park, California 94026. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $343,726 or $955 / month in Menlo Park and surrounding areas of San Mateo county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Menlo Park, California 94026.

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Summary of Average Mortgage Terms in Menlo Park, California 94026

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Menlo Park, CA 94026, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Menlo Park, California 94026 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Menlo Park, California and around San Mateo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Menlo Park, California 94026

If you’re looking to buy a new home in Menlo Park, we have compiled a list of the leading mortgage brokers around Menlo Park, California 94026 to help you with your search.

Name
Address
Contact

Century Twenty One Alpha Pacific

871 Hamilton Ave

Menlo Park CA 94026

(650) 328-6100

http://www.century21ap.com

Harris My Cfo

1080 Marsh Rd

Menlo Park CA 94026

(650) 210-5000

http://mycfo.com/

Wells Fargo Home Mortgage

750 Menlo Ave

Menlo Park CA 94026

(650) 462-1039

http://www.wellsfargo.com/mortgage/

Sand Hill Financial

750 Menlo Ave

Menlo Park CA 94026

(650) 233-2800

Cambria Group

1600 El Camino Real

Menlo Park CA 94026

(650) 329-8600

http://cambriagroup.com

Address

871 Hamilton Ave

Menlo Park CA

Contact

(650) 328-6100

http://www.century21ap.com

Address

1080 Marsh Rd

Menlo Park CA

Contact

(650) 210-5000

http://mycfo.com/

Address

750 Menlo Ave

Menlo Park CA

Contact

(650) 462-1039

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Menlo Park, California 94026