Compare Today’s Mortgage Rates for Merced, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Merced, California 95348. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $32,454 or $90 / month in Merced and surrounding areas of Merced county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Merced, California 95348.

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Summary of Average Mortgage Terms in Merced, California 95348

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Merced, California 95348 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Merced, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
% 10 year fixed mortgage 0.09% 0.10% 0.09%
avg mortgage rate 3.38% 3.13% 3.00%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg Combined LTV (loan to value) 70.71% 71.75% 74.17% 73.23% 73.26% 72.68% 73.02% 73.51%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Merced, California 95348

If you’re looking to buy a new home in Merced, we have compiled a list of the leading mortgage brokers around Merced, California 95348 to help you with your search.

Name
Address
Contact

Land Home Financial

189 W El Portal Dr

Merced CA 95348

(209) 385-8525

Mason McDuffie Mortgage Corporation

3172 Collins Dr

Merced CA 95348

(209) 384-4200

joestefani@rpm-loans.com

Jessica Chien

87 W Alexander Ave

Merced CA 95348

(209) 725-2100

jchien@londonproperties.com

Prime Lending

1355 Paseo Redondo Dr

Merced CA 95348

(209) 383-1819

http://primelending.com

Ace Cash Express

150 W Olive Ave

Merced CA 95348

(209) 385-2271

customerservice@acecashexpress.com

Address

189 W El Portal Dr

Merced CA

Contact

(209) 385-8525

Address

3172 Collins Dr

Merced CA

Contact

(209) 384-4200

joestefani@rpm-loans.com

Address

87 W Alexander Ave

Merced CA

Contact

(209) 725-2100

jchien@londonproperties.com

News on Mortgages and Reverse Mortgages for Merced, California 95348