Compare Today’s Mortgage Rates for Mill Creek, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Mill Creek, California 96061. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,497 or $12 / month in Mill Creek and other areas of Tehama county.

Our search engine explores all home mortgage options in Mill Creek, California 96061, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Mill Creek, California 96061

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mill Creek, CA 96061, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Mill Creek, California 96061 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Mill Creek, California and around Tehama county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.52% 89.26% 91.46% 93.90% 91.75% 93.45% 92.70% 94.86%
avg mortgage rate 4.99% 4.78% 4.04% 4.03% 4.54% 4.21% 4.02% 4.24%
% 15 year fixed mortgage 6.37% 9.51% 6.65% 4.69% 6.64% 5.36% 6.06% 4.11%
avg mortgage rate 4.40% 4.08% 3.45% 3.35% 3.63% 3.46% 3.36% 3.79%
Avg credit score 763.80 770.59 766.41 766.06 754.18 753.59 751.89 752.77
Avg LTV (loan to value) 73.15% 74.88% 76.78% 77.89% 78.94% 80.64% 80.32% 80.39%
Avg DTI (debt to income) 34.49 34.53 33.28 33.38 35.12 35.67 36.09 35.16
% First time homebuyer 22.16% 21.47% 17.09% 22.30% 27.36% 27.58% 25.16% 30.82%
Avg mortgage insurance % 1.21% 3.12% 4.22% 7.24% 10.22% 11.20% 11.07% 10.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mill Creek, California 96061

If you’re looking to buy a new home in Mill Creek, we have compiled a list of the leading mortgage brokers around Mill Creek, California 96061 to help you with your search.

Name
Address
Contact

Ridgecrest Mortgage

630 N Mount Shasta Blvd

Mount Shasta CA 96061

(530) 926-6961

jacob@makemyloan.com

Reverse Mortgage Specialist

522 E Alma St

Mount Shasta CA 96061

(530) 926-0711

Market Financial Group

1431 Audubon Rd

Mount Shasta CA 96061

(530) 926-1111

Reverse Mortgage Specialist

505 N Adams Dr

Mount Shasta CA 96061

(530) 926-0711

Sierra Mountain Mortgage

10098 Jibboom St

Truckee CA 96061

(530) 587-3277

info@smmlend.com

Address

630 N Mount Shasta Blvd

Mount Shasta CA

Contact

(530) 926-6961

jacob@makemyloan.com

Address

522 E Alma St

Mount Shasta CA

Contact

(530) 926-0711

Address

1431 Audubon Rd

Mount Shasta CA

Contact

(530) 926-1111

News on Mortgages and Reverse Mortgages for Mill Creek, California 96061