Compare Today’s Mortgage Rates in Mill Creek, California 96061
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Mill Creek, California 96061.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Mill Creek, California 96061. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,520 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Mill Creek and other areas of Tehama county.
40.326389
-121.521667
39997
Summary of Average Mortgages in Mill Creek, California 96061
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Mill Creek, California 96061
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Mill Creek, California 96061
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mill Creek, CA 96061. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mill Creek, California 96061 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mill Creek, California and around Tehama county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.91% | 96.83% | 96.78% | 94.83% | 94.89% | 92.82% | 93.95% | 92.72% | 93.63% |
avg mortgage rate | 6.53% | 4.66% | 3.12% | 3.54% | 4.61% | 4.75% | 4.31% | 4.02% | 4.20% |
% 15 year fixed mortgage | 2.09% | 2.45% | 2.58% | 4.48% | 4.60% | 6.49% | 4.72% | 6.04% | 5.34% |
avg mortgage rate | 6.09% | 4.09% | 2.51% | 3.25% | 3.95% | 4.22% | 3.68% | 3.36% | 3.46% |
Avg credit score | 751.99 | 751.56 | 752.99 | 754.59 | 761.77 | 754.34 | 752.00 | 751.96 | 752.77 |
Avg LTV (loan to value) | 79.66% | 79.71% | 80.93% | 81.16% | 78.25% | 78.39% | 79.35% | 80.32% | 80.58% |
Avg DTI (debt to income) | 37.91 | 37.30 | 36.01 | 36.18 | 37.46 | 37.03 | 35.40 | 36.10 | 35.77 |
% First time homebuyer | 38.74% | 32.52% | 30.70% | 33.79% | 31.67% | 26.24% | 27.85% | 25.23% | 27.93% |
Avg mortgage insurance % | 12.47% | 12.49% | 11.56% | 12.18% | 11.06% | 8.87% | 10.54% | 11.04% | 10.86% |
Best Mortgage Brokers around Mill Creek, California 96061
For those searching for a new home in Mill Creek, we have compiled a list of the top mortgage brokers located in and around Mill Creek, California 96061 to assist you with your search.
Name
Address
Contact
Ridgecrest Mortgage
630 N Mount Shasta Blvd
Mount Shasta CA 96061
(530) 926-6961
jacob@makemyloan.com
Reverse Mortgage Specialist
522 E Alma St
Mount Shasta CA 96061
(530) 926-0711
Market Financial Group
1431 Audubon Rd
Mount Shasta CA 96061
(530) 926-1111
Reverse Mortgage Specialist
505 N Adams Dr
Mount Shasta CA 96061
(530) 926-0711
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96061
(530) 587-3277
info@smmlend.com
Address
630 N Mount Shasta Blvd
Mount Shasta CA
Contact
(530) 926-6961
jacob@makemyloan.com
Address
522 E Alma St
Mount Shasta CA
Contact
(530) 926-0711
Address
1431 Audubon Rd
Mount Shasta CA
Contact
(530) 926-1111