Compare Today’s Mortgage Rates for Mill Creek, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Mill Creek, California 96061. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,497 or $12 / month in Mill Creek and other areas of Tehama county.
Our search engine explores all home mortgage options in Mill Creek, California 96061, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Mill Creek, California 96061
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Mill Creek, CA 96061, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Mill Creek, California 96061 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Mill Creek, California and around Tehama county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Mill Creek, California 96061
If you’re looking to buy a new home in Mill Creek, we have compiled a list of the leading mortgage brokers around Mill Creek, California 96061 to help you with your search.
Name
Address
Contact
Ridgecrest Mortgage
630 N Mount Shasta Blvd
Mount Shasta CA 96061
(530) 926-6961
jacob@makemyloan.com
Reverse Mortgage Specialist
522 E Alma St
Mount Shasta CA 96061
(530) 926-0711
Market Financial Group
1431 Audubon Rd
Mount Shasta CA 96061
(530) 926-1111
Reverse Mortgage Specialist
505 N Adams Dr
Mount Shasta CA 96061
(530) 926-0711
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96061
(530) 587-3277
info@smmlend.com
Address
630 N Mount Shasta Blvd
Mount Shasta CA
Contact
(530) 926-6961
jacob@makemyloan.com
Address
522 E Alma St
Mount Shasta CA
Contact
(530) 926-0711
Address
1431 Audubon Rd
Mount Shasta CA
Contact
(530) 926-1111