Compare Today’s Mortgage Rates for Milpitas, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Milpitas, California 95036. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $120,470 or $335 / month in Milpitas and surrounding areas of Santa Clara county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Milpitas, California 95036.

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Summary of Average Mortgage Terms in Milpitas, California 95036

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Milpitas, California 95036 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Milpitas, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Milpitas, California 95036

If you’re looking to buy a new home in Milpitas, we have compiled a list of the leading mortgage brokers around Milpitas, California 95036 to help you with your search.

Name
Address
Contact

Nicolas Mortgage Services

16 Corning Ave

Milpitas CA 95036

(408) 957-0557

Monitor Mortgage

1156 Jacklin Rd

Milpitas CA 95036

(408) 957-7600

bill@trustedloanadvisor.com

Solidhomes Funding

340 S Abbott Ave

Milpitas CA 95036

(408) 935-9595

Wilshire State Bank

1367 Jacklin Rd

Milpitas CA 95036

(408) 942-4200

http://www.wilshirebank.com

Infoloan

362 S Abbott Ave

Milpitas CA 95036

(510) 651-5322

http://www.infoloan.com

Address

16 Corning Ave

Milpitas CA

Contact

(408) 957-0557

Address

1156 Jacklin Rd

Milpitas CA

Contact

(408) 957-7600

bill@trustedloanadvisor.com

Address

340 S Abbott Ave

Milpitas CA

Contact

(408) 935-9595

News on Mortgages and Reverse Mortgages for Milpitas, California 95036