Compare Today’s Mortgage Rates in Milpitas, California 95035
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Milpitas, California 95035.
Our search engine thoroughly explores all home mortgage options in Milpitas, California 95035, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $73,335 in lifetime cash or $204 per month in Milpitas and other areas of Santa Clara county.
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Summary of Average Mortgages in Milpitas, California 95035
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Milpitas, California 95035
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Milpitas, CA 95035. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Milpitas, California 95035 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Milpitas, California and around Santa Clara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.41% | 97.08% | 97.67% | 97.89% | 97.35% | 97.20% | 96.19% | 97.33% | 95.75% |
avg mortgage rate | 6.35% | 4.41% | 2.97% | 3.33% | 4.33% | 4.61% | 4.25% | 4.00% | 4.14% |
% 15 year fixed mortgage | 1.29% | 2.38% | 2.07% | 1.63% | 2.21% | 2.59% | 3.62% | 2.67% | 4.07% |
avg mortgage rate | 4.79% | 3.43% | 2.37% | 2.81% | 3.85% | 3.84% | 3.43% | 3.06% | 3.33% |
Avg credit score | 759.59 | 769.02 | 761.45 | 772.94 | 763.81 | 751.74 | 753.53 | 753.50 | 757.90 |
Avg LTV (loan to value) | 72.31% | 71.34% | 74.60% | 74.38% | 71.16% | 69.27% | 71.42% | 71.44% | 71.49% |
Avg DTI (debt to income) | 41.59 | 39.51 | 37.79 | 37.35 | 38.54 | 39.18 | 37.91 | 37.66 | 37.37 |
% First time homebuyer | 54.74% | 50.65% | 54.69% | 51.33% | 47.24% | 47.20% | 42.13% | 40.71% | 35.77% |
Avg mortgage insurance % | 7.61% | 6.97% | 7.93% | 8.29% | 6.39% | 5.72% | 5.32% | 4.23% | 3.35% |
Best Mortgage Brokers around Milpitas, California 95035
For those searching for a new home in Milpitas, we have compiled a list of the top mortgage brokers located in and around Milpitas, California 95035 to assist you with your search.
Name
Address
Contact
Nicolas Mortgage Services
16 Corning Ave
Milpitas CA 95035
(408) 957-0557
Monitor Mortgage
1156 Jacklin Rd
Milpitas CA 95035
(408) 957-7600
bill@trustedloanadvisor.com
Solidhomes Funding
340 S Abbott Ave
Milpitas CA 95035
(408) 935-9595
Wilshire State Bank
1367 Jacklin Rd
Milpitas CA 95035
(408) 942-4200
http://www.wilshirebank.com
Infoloan
362 S Abbott Ave
Milpitas CA 95035
(510) 651-5322
http://www.infoloan.com
Address
16 Corning Ave
Milpitas CA
Contact
(408) 957-0557
Address
1156 Jacklin Rd
Milpitas CA
Contact
(408) 957-7600
bill@trustedloanadvisor.com
Address
340 S Abbott Ave
Milpitas CA
Contact
(408) 935-9595