Compare Today’s Mortgage Rates for Miramonte, California
Pureloan searches mortgage lenders and major banks in Miramonte, California 93641 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,235 or $15 / month is expected in Miramonte and other areas of Fresno county.
Pureloan’s search engine explores all home mortgage options in Miramonte, California 93641, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Miramonte, California 93641
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Miramonte, CA 93641, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Miramonte, California 93641 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Miramonte, California and around Fresno county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Miramonte, California 93641
If you’re looking to buy a new home in Miramonte, we have compiled a list of the leading mortgage brokers around Miramonte, California 93641 to help you with your search.
Allied Cash Advance
40050 Highway 49
Oakhurst CA 93641
(559) 658-5151
031@alliedbranch.com
W.J. Bradley Mortgage Capital
41729 Highway 41
Oakhurst CA 93641
(559) 658-7611
http://www.andrewpence.com/
Reverse Mortgages of California
49346 Road 426
Oakhurst CA 93641
(559) 658-8606
http://www.farmersagent.com/bjohnson1
Payday Services Plus
40111 Highway 41
Oakhurst CA 93641
(559) 683-6161
http://www.paydayservicesplus.net
Guild Mortgage Co.
40366 Highway 41
Oakhurst CA 93641
(559) 683-4200
http://guildmortgage.com
Address
40050 Highway 49
Oakhurst CA
Contact
(559) 658-5151
031@alliedbranch.com
Address
41729 Highway 41
Oakhurst CA
Contact
(559) 658-7611
http://www.andrewpence.com/
Address
49346 Road 426
Oakhurst CA
Contact
(559) 658-8606
http://www.farmersagent.com/bjohnson1