Compare Today’s Mortgage Rates in Modesto, California 95350
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Modesto, California 95350.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Modesto, California 95350. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,970 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Modesto and other areas of Stanislaus county.
Summary of Average Mortgages in Modesto, California 95350
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Interactive Mortgage Rate Projections for Modesto, California 95350
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Modesto, CA 95350. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Modesto, California 95350 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Modesto, California and around Stanislaus county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Modesto, California 95350
For those searching for a new home in Modesto, we have compiled a list of the top mortgage brokers located in and around Modesto, California 95350 to assist you with your search.
Rural Community Assistance
7201 Dusty Ln
Modesto CA 95350
(209) 576-0430
http://www.rcac.org/
All-American Mortgage
3540 Oakdale Rd
Modesto CA 95350
(209) 579-3600
http://www.aamort.com
Valley Wide Financial Services
3520 Oakdale Rd
Modesto CA 95350
(209) 551-6005
bob@valleywidefinancial.com
Commerce Mortgage
3540 Oakdale Rd
Modesto CA 95350
(209) 579-3600
http://commercemtg.com
City First Mortgage Service
1581 Cummins Dr
Modesto CA 95350
(209) 341-1656
Address
7201 Dusty Ln
Modesto CA
Contact
(209) 576-0430
http://www.rcac.org/
Address
3540 Oakdale Rd
Modesto CA
Contact
(209) 579-3600
http://www.aamort.com
Address
3520 Oakdale Rd
Modesto CA
Contact
(209) 551-6005
bob@valleywidefinancial.com