Compare Today’s Mortgage Rates in Mokelumne Hill, California 95245
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Mokelumne Hill, California 95245.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,848 over the lifetime of your 30-year fixed loan, or a monthly savings of $30 in Mokelumne Hill and other areas of Calaveras county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Mokelumne Hill, California 95245
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Mokelumne Hill, California 95245
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mokelumne Hill, CA 95245. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mokelumne Hill, California 95245 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mokelumne Hill, California and around Calaveras county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Mokelumne Hill, California 95245
For those searching for a new home in Mokelumne Hill, we have compiled a list of the top mortgage brokers located in and around Mokelumne Hill, California 95245 to assist you with your search.
Name
Address
Contact
Loans For Five
617 S Lower Sacramento Rd
Lodi CA 95245
(209) 333-2474
Lodi Home Loans
1110 W Kettleman Ln
Lodi CA 95245
(209) 333-3739
Russell T Shafter
5665 N Pershing Ave
Stockton CA 95245
(209) 451-1422
Check 'n Go
980 W Robinhood Dr
Stockton CA 95245
(209) 477-4444
comments@checkngo.com
Mortgage House
7339 Pacific Ave
Stockton CA 95245
(209) 474-7111
s.kdavis@verizon.net
Address
617 S Lower Sacramento Rd
Lodi CA
Contact
(209) 333-2474
Address
1110 W Kettleman Ln
Lodi CA
Contact
(209) 333-3739
Address
5665 N Pershing Ave
Stockton CA
Contact
(209) 451-1422