Compare Today’s Mortgage Rates for Montague, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Montague, California 96064. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,543 or $15 / month in Montague and other areas of Siskiyou county.
Our search engine explores all home mortgage options in Montague, California 96064, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Montague, California 96064
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Montague, CA 96064, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Montague, California 96064 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Montague, California and around Siskiyou county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Montague, California 96064
If you’re looking to buy a new home in Montague, we have compiled a list of the leading mortgage brokers around Montague, California 96064 to help you with your search.
Name
Address
Contact
Ridgecrest Mortgage
630 N Mount Shasta Blvd
Mount Shasta CA 96064
(530) 926-6961
jacob@makemyloan.com
Reverse Mortgage Specialist
522 E Alma St
Mount Shasta CA 96064
(530) 926-0711
Market Financial Group
1431 Audubon Rd
Mount Shasta CA 96064
(530) 926-1111
Reverse Mortgage Specialist
505 N Adams Dr
Mount Shasta CA 96064
(530) 926-0711
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96064
(530) 587-3277
info@smmlend.com
Address
630 N Mount Shasta Blvd
Mount Shasta CA
Contact
(530) 926-6961
jacob@makemyloan.com
Address
522 E Alma St
Mount Shasta CA
Contact
(530) 926-0711
Address
1431 Audubon Rd
Mount Shasta CA
Contact
(530) 926-1111