Compare Today’s Mortgage Rates in Montara, California 94037
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Montara, California 94037.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $80,669 over the lifetime of your 30-year fixed loan, or a monthly savings of $224 in Montara and other areas of San Mateo county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Montara, California 94037
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Montara, California 94037
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Montara, CA 94037. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Montara, California 94037 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Montara, California and around San Mateo county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.17% | 96.16% | 96.57% | 97.23% | 97.50% | 95.71% | 95.73% | 95.84% | 95.40% |
| avg mortgage rate | 6.43% | 4.53% | 2.94% | 3.28% | 4.35% | 4.54% | 4.23% | 3.96% | 4.13% |
| % 15 year fixed mortgage | 1.89% | 2.30% | 3.16% | 2.56% | 2.08% | 3.21% | 3.79% | 3.95% | 4.42% |
| avg mortgage rate | 6.43% | 3.50% | 2.28% | 2.66% | 3.58% | 3.92% | 3.39% | 3.16% | 3.32% |
| Avg credit score | 762.00 | 765.79 | 783.19 | 764.91 | 758.70 | 762.13 | 759.00 | 757.41 | 759.02 |
| Avg LTV (loan to value) | 73.19% | 67.80% | 68.04% | 67.12% | 66.45% | 60.44% | 65.93% | 67.58% | 68.49% |
| Avg DTI (debt to income) | 40.81 | 39.84 | 37.44 | 37.33 | 39.76 | 39.76 | 38.87 | 37.88 | 37.85 |
| % First time homebuyer | 66.98% | 56.27% | 56.38% | 58.21% | 59.58% | 52.50% | 48.58% | 49.48% | 46.02% |
| Avg mortgage insurance % | 7.66% | 4.27% | 3.78% | 3.60% | 3.18% | 1.51% | 2.47% | 2.84% | 2.13% |
Best Mortgage Brokers around Montara, California 94037
For those searching for a new home in Montara, we have compiled a list of the top mortgage brokers located in and around Montara, California 94037 to assist you with your search.
Name
Address
Contact
California Capital Mortgage
2483 Old Middlefield Way
Mountain View CA 94037
(650) 938-2600
http://www.california-capital.com
BWC Mortgage Services
2083 Old Middlefield Way
Mountain View CA 94037
(650) 625-0204
http://www.jeromesierra.com
Rebecca Collins Design
1049 Linda Vista Ave
Mountain View CA 94037
(650) 862-4648
rebecca@dalussodesign.com
Progress Financial
465 Fairchild Dr
Mountain View CA 94037
(650) 810-8800
Palm Tree Funding
892 Windmill Park Ln
Mountain View CA 94037
(650) 938-8467
Address
2483 Old Middlefield Way
Mountain View CA
Contact
(650) 938-2600
http://www.california-capital.com
Address
2083 Old Middlefield Way
Mountain View CA
Contact
(650) 625-0204
http://www.jeromesierra.com
Address
1049 Linda Vista Ave
Mountain View CA
Contact
(650) 862-4648
rebecca@dalussodesign.com