Compare Today’s Mortgage Rates for Monte Rio, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Monte Rio, California 95462. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $19,327 or $54 / month in Monte Rio and other areas of Sonoma county.

Our search engine explores all home mortgage options in Monte Rio, California 95462, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Monte Rio, California 95462

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Monte Rio, CA 95462, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Monte Rio, California 95462 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Monte Rio, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Monte Rio, California 95462

If you’re looking to buy a new home in Monte Rio, we have compiled a list of the leading mortgage brokers around Monte Rio, California 95462 to help you with your search.

Name
Address
Contact

Weaver Susan M Mendocino Mortgage

45062 Ukiah

Mendocino CA 95462

(707) 937-3938

Hern & Association

21248 State Highway 175

Middletown CA 95462

(707) 987-4433

http://itmtg.com/

Financial Co Of America

21418 State Highway 175

Middletown CA 95462

(707) 987-9000

Mendocino Mortgage

45062 Ukiah St

Mendocino CA 95462

(707) 937-3938

http://www.mendocinobeauty.com

Jeff Lester

3597 Bohemian Hwy

Occidental CA 95462

(707) 874-9700

Address

45062 Ukiah

Mendocino CA

Contact

(707) 937-3938

Address

21248 State Highway 175

Middletown CA

Contact

(707) 987-4433

http://itmtg.com/

Address

21418 State Highway 175

Middletown CA

Contact

(707) 987-9000

News on Mortgages and Reverse Mortgages for Monte Rio, California 95462