Compare Today’s Mortgage Rates in Monte Rio, California 95462
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Monte Rio, California 95462.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Monte Rio, California 95462. For a 30-year fixed loan, our calculations show that you can expect to save up to $16,320 over the lifetime of your mortgage, which translates to a monthly savings of $45 in Monte Rio and other areas of Sonoma county.
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Summary of Average Mortgages in Monte Rio, California 95462
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Monte Rio, California 95462
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Monte Rio, CA 95462. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Monte Rio, California 95462 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Monte Rio, California and around Sonoma county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Monte Rio, California 95462
For those searching for a new home in Monte Rio, we have compiled a list of the top mortgage brokers located in and around Monte Rio, California 95462 to assist you with your search.
Name
Address
Contact
Weaver Susan M Mendocino Mortgage
45062 Ukiah
Mendocino CA 95462
(707) 937-3938
Hern & Association
21248 State Highway 175
Middletown CA 95462
(707) 987-4433
http://itmtg.com/
Financial Co Of America
21418 State Highway 175
Middletown CA 95462
(707) 987-9000
Mendocino Mortgage
45062 Ukiah St
Mendocino CA 95462
(707) 937-3938
http://www.mendocinobeauty.com
Jeff Lester
3597 Bohemian Hwy
Occidental CA 95462
(707) 874-9700
Address
45062 Ukiah
Mendocino CA
Contact
(707) 937-3938
Address
21248 State Highway 175
Middletown CA
Contact
(707) 987-4433
http://itmtg.com/
Address
21418 State Highway 175
Middletown CA
Contact
(707) 987-9000