Compare Today’s Mortgage Rates for Monte Rio, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Monte Rio, California 95462. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $19,327 or $54 / month in Monte Rio and other areas of Sonoma county.
Our search engine explores all home mortgage options in Monte Rio, California 95462, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Monte Rio, California 95462
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Monte Rio, CA 95462, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Monte Rio, California 95462 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Monte Rio, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Monte Rio, California 95462
If you’re looking to buy a new home in Monte Rio, we have compiled a list of the leading mortgage brokers around Monte Rio, California 95462 to help you with your search.
Name
Address
Contact
Weaver Susan M Mendocino Mortgage
45062 Ukiah
Mendocino CA 95462
(707) 937-3938
Hern & Association
21248 State Highway 175
Middletown CA 95462
(707) 987-4433
http://itmtg.com/
Financial Co Of America
21418 State Highway 175
Middletown CA 95462
(707) 987-9000
Mendocino Mortgage
45062 Ukiah St
Mendocino CA 95462
(707) 937-3938
http://www.mendocinobeauty.com
Jeff Lester
3597 Bohemian Hwy
Occidental CA 95462
(707) 874-9700
Address
45062 Ukiah
Mendocino CA
Contact
(707) 937-3938
Address
21248 State Highway 175
Middletown CA
Contact
(707) 987-4433
http://itmtg.com/
Address
21418 State Highway 175
Middletown CA
Contact
(707) 987-9000