Compare Today’s Mortgage Rates in Montgomery Creek, California 96065
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Montgomery Creek, California 96065.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,356 over the lifetime of your 30-year fixed loan, or a monthly savings of $23 in Montgomery Creek and other areas of Shasta county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
40.912378
-121.923313
40001
Summary of Average Mortgages in Montgomery Creek, California 96065
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Montgomery Creek, California 96065
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Montgomery Creek, California 96065
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Montgomery Creek, CA 96065. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Montgomery Creek, California 96065 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Montgomery Creek, California and around Shasta county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.91% | 96.83% | 96.78% | 94.83% | 94.89% | 92.82% | 93.95% | 92.72% | 93.63% |
| avg mortgage rate | 6.53% | 4.66% | 3.12% | 3.54% | 4.61% | 4.75% | 4.31% | 4.02% | 4.20% |
| % 15 year fixed mortgage | 2.09% | 2.45% | 2.58% | 4.48% | 4.60% | 6.49% | 4.72% | 6.04% | 5.34% |
| avg mortgage rate | 6.09% | 4.09% | 2.51% | 3.25% | 3.95% | 4.22% | 3.68% | 3.36% | 3.46% |
| Avg credit score | 751.99 | 751.56 | 752.99 | 754.59 | 761.77 | 754.34 | 752.00 | 751.96 | 752.77 |
| Avg LTV (loan to value) | 79.66% | 79.71% | 80.93% | 81.16% | 78.25% | 78.39% | 79.35% | 80.32% | 80.58% |
| Avg DTI (debt to income) | 37.91 | 37.30 | 36.01 | 36.18 | 37.46 | 37.03 | 35.40 | 36.10 | 35.77 |
| % First time homebuyer | 38.74% | 32.52% | 30.70% | 33.79% | 31.67% | 26.24% | 27.85% | 25.23% | 27.93% |
| Avg mortgage insurance % | 12.47% | 12.49% | 11.56% | 12.18% | 11.06% | 8.87% | 10.54% | 11.04% | 10.86% |
Best Mortgage Brokers around Montgomery Creek, California 96065
For those searching for a new home in Montgomery Creek, we have compiled a list of the top mortgage brokers located in and around Montgomery Creek, California 96065 to assist you with your search.
Name
Address
Contact
Gold Coast Funding
9480 Cedro Ln
Palo Cedro CA 96065
(530) 547-9702
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96065
(530) 587-3277
info@smmlend.com
Secured Mortgage Investors
11045 Donner Pass Rd
Truckee CA 96065
(530) 587-0996
itsgerm@pacbell.net
RPM Mortgage
12000 Pioneer Trl
Truckee CA 96065
(530) 582-9992
http://www.rpm-mtg.com/truckee/
Summit Mortgage
10095 Dorchester Dr
Truckee CA 96065
(530) 582-6950
tiffini@summit-mortgage.com
Address
9480 Cedro Ln
Palo Cedro CA
Contact
(530) 547-9702
Address
10098 Jibboom St
Truckee CA
Contact
(530) 587-3277
info@smmlend.com
Address
11045 Donner Pass Rd
Truckee CA
Contact
(530) 587-0996
itsgerm@pacbell.net