Compare Today’s Mortgage Rates for Montgomery Creek, California
Pureloan searches mortgage lenders and major banks in Montgomery Creek, California 96065 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,260 or $20 / month is expected in Montgomery Creek and other areas of Shasta county.
Pureloan’s search engine explores all home mortgage options in Montgomery Creek, California 96065, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Montgomery Creek, California 96065
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Montgomery Creek, CA 96065, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Montgomery Creek, California 96065 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Montgomery Creek, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Montgomery Creek, California 96065
If you’re looking to buy a new home in Montgomery Creek, we have compiled a list of the leading mortgage brokers around Montgomery Creek, California 96065 to help you with your search.
Name
Address
Contact
Gold Coast Funding
9480 Cedro Ln
Palo Cedro CA 96065
(530) 547-9702
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96065
(530) 587-3277
info@smmlend.com
Secured Mortgage Investors
11045 Donner Pass Rd
Truckee CA 96065
(530) 587-0996
itsgerm@pacbell.net
RPM Mortgage
12000 Pioneer Trl
Truckee CA 96065
(530) 582-9992
http://www.rpm-mtg.com/truckee/
Summit Mortgage
10095 Dorchester Dr
Truckee CA 96065
(530) 582-6950
tiffini@summit-mortgage.com
Address
9480 Cedro Ln
Palo Cedro CA
Contact
(530) 547-9702
Address
10098 Jibboom St
Truckee CA
Contact
(530) 587-3277
info@smmlend.com
Address
11045 Donner Pass Rd
Truckee CA
Contact
(530) 587-0996
itsgerm@pacbell.net