Compare Today’s Mortgage Rates in Mount Hamilton, California 95140
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Mount Hamilton, California 95140.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Mount Hamilton, California 95140. For a 30-year fixed loan, our calculations show that you can expect to save up to $73,335 over the lifetime of your mortgage, which translates to a monthly savings of $204 in Mount Hamilton and other areas of Santa Clara county.
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Summary of Average Mortgages in Mount Hamilton, California 95140
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Mount Hamilton, California 95140
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mount Hamilton, CA 95140. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mount Hamilton, California 95140 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mount Hamilton, California and around Santa Clara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Mount Hamilton, California 95140
For those searching for a new home in Mount Hamilton, we have compiled a list of the top mortgage brokers located in and around Mount Hamilton, California 95140 to assist you with your search.
Name
Address
Contact
Liberty Bell Mortgage
2670 S White Rd
San Jose CA 95140
(408) 238-2448
Avery Financial Corporation
2670 S White Rd
San Jose CA 95140
(408) 238-1788
cathy@ordonez.org
Bay Area Mortgage
2670 S White Rd
San Jose CA 95140
(408) 528-6500
info@bayareamortgage.com
Amerihouse Mortgage
2690 S White Rd
San Jose CA 95140
(408) 239-0601
Valley Mortgage Service
2670 S White Rd
San Jose CA 95140
(408) 532-6668
Address
2670 S White Rd
San Jose CA
Contact
(408) 238-2448
Address
2670 S White Rd
San Jose CA
Contact
(408) 238-1788
cathy@ordonez.org
Address
2670 S White Rd
San Jose CA
Contact
(408) 528-6500
info@bayareamortgage.com