Compare Today’s Mortgage Rates in Mount Hermon, California 95041
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Mount Hermon, California 95041.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Mount Hermon, California 95041. For a 30-year fixed loan, our calculations show that you can expect to save up to $25,749 over the lifetime of your mortgage, which translates to a monthly savings of $72 in Mount Hermon and other areas of Santa Cruz county.
Summary of Average Mortgages in Mount Hermon, California 95041
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Interactive Mortgage Rate Projections for Mount Hermon, California 95041
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mount Hermon, CA 95041. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mount Hermon, California 95041 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mount Hermon, California and around Santa Cruz county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.41% | 97.08% | 97.67% | 97.89% | 97.35% | 97.20% | 96.19% | 97.33% | 95.75% |
avg mortgage rate | 6.35% | 4.41% | 2.97% | 3.33% | 4.33% | 4.61% | 4.25% | 4.00% | 4.14% |
% 15 year fixed mortgage | 1.29% | 2.38% | 2.07% | 1.63% | 2.21% | 2.59% | 3.62% | 2.67% | 4.07% |
avg mortgage rate | 4.79% | 3.43% | 2.37% | 2.81% | 3.85% | 3.84% | 3.43% | 3.06% | 3.33% |
Avg credit score | 759.59 | 769.02 | 761.45 | 772.94 | 763.81 | 751.74 | 753.53 | 753.50 | 757.90 |
Avg LTV (loan to value) | 72.31% | 71.34% | 74.60% | 74.38% | 71.16% | 69.27% | 71.42% | 71.44% | 71.49% |
Avg DTI (debt to income) | 41.59 | 39.51 | 37.79 | 37.35 | 38.54 | 39.18 | 37.91 | 37.66 | 37.37 |
% First time homebuyer | 54.74% | 50.65% | 54.69% | 51.33% | 47.24% | 47.20% | 42.13% | 40.71% | 35.77% |
Avg mortgage insurance % | 7.61% | 6.97% | 7.93% | 8.29% | 6.39% | 5.72% | 5.32% | 4.23% | 3.35% |
Best Mortgage Brokers around Mount Hermon, California 95041
For those searching for a new home in Mount Hermon, we have compiled a list of the top mortgage brokers located in and around Mount Hermon, California 95041 to assist you with your search.
Martin Group Lending
13025 Murphy Ave
San Martin CA 95041
(408) 686-0778
Sun Valley Realty
3130 De La Cruz Blvd
Santa Clara CA 95041
(408) 496-5867
Summit Mortgage
3333 Bowers Ave
Santa Clara CA 95041
(408) 987-4080
joakimson@summitmortgage.com
Real Star Realty Advisors
5201 Great America Pkwy
Santa Clara CA 95041
(408) 850-7263
http://www.suiteamerica.com
Global Financing
3080 Olcott St
Santa Clara CA 95041
(408) 727-3388
hsyi@corecessglobal.com
Address
13025 Murphy Ave
San Martin CA
Contact
(408) 686-0778
Address
3130 De La Cruz Blvd
Santa Clara CA
Contact
(408) 496-5867
Address
3333 Bowers Ave
Santa Clara CA
Contact
(408) 987-4080
joakimson@summitmortgage.com