Compare Today’s Mortgage Rates for Murphys, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Murphys, California 95247. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $15,174 or $42 / month in Murphys and other areas of Calaveras county.

Our search engine explores all home mortgage options in Murphys, California 95247, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Murphys, California 95247

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Murphys, CA 95247, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Murphys, California 95247 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Murphys, California and around Calaveras county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Murphys, California 95247

If you’re looking to buy a new home in Murphys, we have compiled a list of the leading mortgage brokers around Murphys, California 95247 to help you with your search.

Name
Address
Contact

Highland Financial Co.

265 Tom Bell Rd

Murphys CA 95247

(209) 728-8090

hfltd@aol.com

Platinum Home Mortgage

402 Main St

Murphys CA 95247

(209) 728-9898

http://www.mortgageonmain.com

Main Street Mortgage

402 Main St

Murphys CA 95247

(209) 728-9891

http://www.mortgageonmainstreet.com/

Loans For Five

617 S Lower Sacramento Rd

Lodi CA 95247

(209) 333-2474

Lodi Home Loans

1110 W Kettleman Ln

Lodi CA 95247

(209) 333-3739

Address

265 Tom Bell Rd

Murphys CA

Contact

(209) 728-8090

hfltd@aol.com

Address

402 Main St

Murphys CA

Contact

(209) 728-9898

http://www.mortgageonmain.com

Address

402 Main St

Murphys CA

Contact

(209) 728-9891

http://www.mortgageonmainstreet.com/

News on Mortgages and Reverse Mortgages for Murphys, California 95247