Compare Today’s Mortgage Rates in Napa, California 94581
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Napa, California 94581.
Our search engine thoroughly explores all home mortgage options in Napa, California 94581, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $25,386 in lifetime cash or $71 per month in Napa and other areas of Napa county.
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Summary of Average Mortgages in Napa, California 94581
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Napa, California 94581
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Napa, CA 94581. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Napa, California 94581 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Napa, California and around Napa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Napa, California 94581
For those searching for a new home in Napa, we have compiled a list of the top mortgage brokers located in and around Napa, California 94581 to assist you with your search.
Name
Address
Contact
Cal West Mortgage
1643 Jefferson St
Napa CA 94581
(707) 255-3600
Rpm Mortgage
2040 Jefferson St
Napa CA 94581
(707) 257-4900
http://www.rpm-mtg.com/napa
Omega Lending
1218 Oak St
Napa CA 94581
(707) 226-9301
World Savings Loan Center
1800 Soscol Ave
Napa CA 94581
(707) 642-4225
http://www.worldsavings.com
Paramount Equity Mortgage
2180 Jefferson St
Napa CA 94581
(707) 253-2108
Address
1643 Jefferson St
Napa CA
Contact
(707) 255-3600
Address
2040 Jefferson St
Napa CA
Contact
(707) 257-4900
http://www.rpm-mtg.com/napa
Address
1218 Oak St
Napa CA
Contact
(707) 226-9301