Compare Today’s Mortgage Rates for Napa, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Napa, California 94581. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $28,766 or $80 / month in Napa and surrounding areas of Napa county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Napa, California 94581.

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Summary of Average Mortgage Terms in Napa, California 94581

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Napa, CA 94581, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Napa, California 94581 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Napa, California and around Napa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Napa, California 94581

If you’re looking to buy a new home in Napa, we have compiled a list of the leading mortgage brokers around Napa, California 94581 to help you with your search.

Name
Address
Contact

Cal West Mortgage

1643 Jefferson St

Napa CA 94581

(707) 255-3600

Rpm Mortgage

2040 Jefferson St

Napa CA 94581

(707) 257-4900

http://www.rpm-mtg.com/napa

Omega Lending

1218 Oak St

Napa CA 94581

(707) 226-9301

World Savings Loan Center

1800 Soscol Ave

Napa CA 94581

(707) 642-4225

http://www.worldsavings.com

Paramount Equity Mortgage

2180 Jefferson St

Napa CA 94581

(707) 253-2108

Address

1643 Jefferson St

Napa CA

Contact

(707) 255-3600

Address

2040 Jefferson St

Napa CA

Contact

(707) 257-4900

http://www.rpm-mtg.com/napa

Address

1218 Oak St

Napa CA

Contact

(707) 226-9301

News on Mortgages and Reverse Mortgages for Napa, California 94581