Compare Today’s Mortgage Rates for Napa, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Napa, California 94581. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $28,766 or $80 / month in Napa and surrounding areas of Napa county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Napa, California 94581.
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Summary of Average Mortgage Terms in Napa, California 94581
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Napa, CA 94581, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Napa, California 94581 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Napa, California and around Napa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Napa, California 94581
If you’re looking to buy a new home in Napa, we have compiled a list of the leading mortgage brokers around Napa, California 94581 to help you with your search.
Name
Address
Contact
Cal West Mortgage
1643 Jefferson St
Napa CA 94581
(707) 255-3600
Rpm Mortgage
2040 Jefferson St
Napa CA 94581
(707) 257-4900
http://www.rpm-mtg.com/napa
Omega Lending
1218 Oak St
Napa CA 94581
(707) 226-9301
World Savings Loan Center
1800 Soscol Ave
Napa CA 94581
(707) 642-4225
http://www.worldsavings.com
Paramount Equity Mortgage
2180 Jefferson St
Napa CA 94581
(707) 253-2108
Address
1643 Jefferson St
Napa CA
Contact
(707) 255-3600
Address
2040 Jefferson St
Napa CA
Contact
(707) 257-4900
http://www.rpm-mtg.com/napa
Address
1218 Oak St
Napa CA
Contact
(707) 226-9301