Compare Today’s Mortgage Rates in Needles, California 92363
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Needles, California 92363.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Needles, California 92363. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,616 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Needles and other areas of San Bernardino county.
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Summary of Average Mortgages in Needles, California 92363
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Needles, California 92363
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Needles, CA 92363. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Needles, California 92363 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Needles, California and around San Bernardino county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
| avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
| avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
| Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
| Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
| Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
| % First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
| Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Needles, California 92363
For those searching for a new home in Needles, we have compiled a list of the top mortgage brokers located in and around Needles, California 92363 to assist you with your search.
Name
Address
Contact
Old Stone Mortgage Corporation
301 E Vanderbilt Way
San Bernardino CA 92363
(800) 338-8188
City Loan
1264 S Waterman Ave
San Bernardino CA 92363
(909) 385-4850
http://www.cityloanfastcash.com/
Springleaf Financial Services
905 E Hospitality Ln
San Bernardino CA 92363
(909) 796-1603
compliancehelpline@slfs.com
TitleMax Title Loans
494 W Orange Show Rd
San Bernardino CA 92363
(909) 386-1852
webinquiries@titlemax.com
Fast Auto Loans
240 N Waterman Ave
San Bernardino CA 92363
(909) 888-1083
http://www.fastauto.com/
Address
301 E Vanderbilt Way
San Bernardino CA
Contact
(800) 338-8188
Address
1264 S Waterman Ave
San Bernardino CA
Contact
(909) 385-4850
http://www.cityloanfastcash.com/
Address
905 E Hospitality Ln
San Bernardino CA
Contact
(909) 796-1603
compliancehelpline@slfs.com