Compare Today’s Mortgage Rates for Nevada City, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Nevada City, California 95959. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $19,756 or $55 / month in Nevada City and surrounding areas of Nevada county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Nevada City, California 95959.

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Summary of Average Mortgage Terms in Nevada City, California 95959

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Nevada City, CA 95959, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Nevada City, California 95959 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Nevada City, California and around Nevada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Nevada City, California 95959

If you’re looking to buy a new home in Nevada City, we have compiled a list of the leading mortgage brokers around Nevada City, California 95959 to help you with your search.

Name
Address
Contact

Empire Home Loan

220 Main St

Nevada City CA 95959

(530) 470-0777

United Short Sale Group

421 Broad St

Nevada City CA 95959

(530) 478-5901

Mortgage Advisors Group

123 Nevada St

Nevada City CA 95959

(530) 478-1271

http://mortgageadvisors.org

Broadstreet Financial Group

200 Providence Mine Rd

Nevada City CA 95959

(530) 265-2860

info@bsfg.net

Access Real Estate Lending

5800 Clark Rd

Paradise CA 95959

(530) 877-5122

http://accessloans.net/

Address

220 Main St

Nevada City CA

Contact

(530) 470-0777

Address

421 Broad St

Nevada City CA

Contact

(530) 478-5901

Address

123 Nevada St

Nevada City CA

Contact

(530) 478-1271

http://mortgageadvisors.org

News on Mortgages and Reverse Mortgages for Nevada City, California 95959