Compare Today’s Mortgage Rates for Nevada City, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Nevada City, California 95959. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $19,756 or $55 / month in Nevada City and surrounding areas of Nevada county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Nevada City, California 95959.
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Summary of Average Mortgage Terms in Nevada City, California 95959
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Nevada City, CA 95959, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Nevada City, California 95959 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Nevada City, California and around Nevada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Nevada City, California 95959
If you’re looking to buy a new home in Nevada City, we have compiled a list of the leading mortgage brokers around Nevada City, California 95959 to help you with your search.
Name
Address
Contact
Empire Home Loan
220 Main St
Nevada City CA 95959
(530) 470-0777
United Short Sale Group
421 Broad St
Nevada City CA 95959
(530) 478-5901
Mortgage Advisors Group
123 Nevada St
Nevada City CA 95959
(530) 478-1271
http://mortgageadvisors.org
Broadstreet Financial Group
200 Providence Mine Rd
Nevada City CA 95959
(530) 265-2860
info@bsfg.net
Access Real Estate Lending
5800 Clark Rd
Paradise CA 95959
(530) 877-5122
http://accessloans.net/
Address
220 Main St
Nevada City CA
Contact
(530) 470-0777
Address
421 Broad St
Nevada City CA
Contact
(530) 478-5901
Address
123 Nevada St
Nevada City CA
Contact
(530) 478-1271
http://mortgageadvisors.org