Compare Today’s Mortgage Rates in New Almaden, California 95042
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in New Almaden, California 95042.
Our search engine thoroughly explores all home mortgage options in New Almaden, California 95042, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $73,335 in lifetime cash or $204 per month in New Almaden and other areas of Santa Clara county.
Summary of Average Mortgages in New Almaden, California 95042
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Interactive Mortgage Rate Projections for New Almaden, California 95042
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in New Almaden, CA 95042. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in New Almaden, California 95042 from 2024 - 2016
We have compiled mortgage rates charts for home loans in New Almaden, California and around Santa Clara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.41% | 97.08% | 97.67% | 97.89% | 97.35% | 97.20% | 96.19% | 97.33% | 95.75% |
avg mortgage rate | 6.35% | 4.41% | 2.97% | 3.33% | 4.33% | 4.61% | 4.25% | 4.00% | 4.14% |
% 15 year fixed mortgage | 1.29% | 2.38% | 2.07% | 1.63% | 2.21% | 2.59% | 3.62% | 2.67% | 4.07% |
avg mortgage rate | 4.79% | 3.43% | 2.37% | 2.81% | 3.85% | 3.84% | 3.43% | 3.06% | 3.33% |
Avg credit score | 759.59 | 769.02 | 761.45 | 772.94 | 763.81 | 751.74 | 753.53 | 753.50 | 757.90 |
Avg LTV (loan to value) | 72.31% | 71.34% | 74.60% | 74.38% | 71.16% | 69.27% | 71.42% | 71.44% | 71.49% |
Avg DTI (debt to income) | 41.59 | 39.51 | 37.79 | 37.35 | 38.54 | 39.18 | 37.91 | 37.66 | 37.37 |
% First time homebuyer | 54.74% | 50.65% | 54.69% | 51.33% | 47.24% | 47.20% | 42.13% | 40.71% | 35.77% |
Avg mortgage insurance % | 7.61% | 6.97% | 7.93% | 8.29% | 6.39% | 5.72% | 5.32% | 4.23% | 3.35% |
Best Mortgage Brokers around New Almaden, California 95042
For those searching for a new home in New Almaden, we have compiled a list of the top mortgage brokers located in and around New Almaden, California 95042 to assist you with your search.
Martin Group Lending
13025 Murphy Ave
San Martin CA 95042
(408) 686-0778
Sun Valley Realty
3130 De La Cruz Blvd
Santa Clara CA 95042
(408) 496-5867
Summit Mortgage
3333 Bowers Ave
Santa Clara CA 95042
(408) 987-4080
joakimson@summitmortgage.com
Real Star Realty Advisors
5201 Great America Pkwy
Santa Clara CA 95042
(408) 850-7263
http://www.suiteamerica.com
Global Financing
3080 Olcott St
Santa Clara CA 95042
(408) 727-3388
hsyi@corecessglobal.com
Address
13025 Murphy Ave
San Martin CA
Contact
(408) 686-0778
Address
3130 De La Cruz Blvd
Santa Clara CA
Contact
(408) 496-5867
Address
3333 Bowers Ave
Santa Clara CA
Contact
(408) 987-4080
joakimson@summitmortgage.com