Compare Today’s Mortgage Rates for Newport Beach, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Newport Beach, California 92663. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $343,726 or $955 / month in Newport Beach and surrounding areas of Orange county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Newport Beach, California 92663.
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Summary of Average Mortgage Terms in Newport Beach, California 92663
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Newport Beach, CA 92663, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Newport Beach, California 92663 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Newport Beach, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Newport Beach, California 92663
If you’re looking to buy a new home in Newport Beach, we have compiled a list of the leading mortgage brokers around Newport Beach, California 92663 to help you with your search.
Kevin Kaltenbach Reverse Mortgages Expert
191 Riverside Ave
Newport Beach CA 92663
(949) 910-0932
http://www.reversemortgagesexpert.com/
Master Key Financial
107 Jade Ave
Newport Beach CA 92663
(949) 675-2263
Maritime Marketing
107 Jade Ave
Newport Beach CA 92663
(949) 673-2560
marimktg@ix.netcom.com
Mason McDuffie Mortgage Corpor
333 Marine Ave
Newport Beach CA 92663
(949) 336-1413
http://www.masonmcduffiemortgage.com/
Balboa Pacific
309 Palm St
Newport Beach CA 92663
(949) 675-3644
http://balboapacific.com/
Address
191 Riverside Ave
Newport Beach CA
Contact
(949) 910-0932
http://www.reversemortgagesexpert.com/
Address
107 Jade Ave
Newport Beach CA
Contact
(949) 675-2263
Address
107 Jade Ave
Newport Beach CA
Contact
(949) 673-2560
marimktg@ix.netcom.com