Compare Today’s Mortgage Rates for Newport Beach, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Newport Beach, California 92663. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $343,726 or $955 / month in Newport Beach and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Newport Beach, California 92663.

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Summary of Average Mortgage Terms in Newport Beach, California 92663

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Newport Beach, CA 92663, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Newport Beach, California 92663 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Newport Beach, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Newport Beach, California 92663

If you’re looking to buy a new home in Newport Beach, we have compiled a list of the leading mortgage brokers around Newport Beach, California 92663 to help you with your search.

Name
Address
Contact

Kevin Kaltenbach Reverse Mortgages Expert

191 Riverside Ave

Newport Beach CA 92663

(949) 910-0932

http://www.reversemortgagesexpert.com/

Master Key Financial

107 Jade Ave

Newport Beach CA 92663

(949) 675-2263

Maritime Marketing

107 Jade Ave

Newport Beach CA 92663

(949) 673-2560

marimktg@ix.netcom.com

Mason McDuffie Mortgage Corpor

333 Marine Ave

Newport Beach CA 92663

(949) 336-1413

http://www.masonmcduffiemortgage.com/

Balboa Pacific

309 Palm St

Newport Beach CA 92663

(949) 675-3644

http://balboapacific.com/

Address

191 Riverside Ave

Newport Beach CA

Contact

(949) 910-0932

http://www.reversemortgagesexpert.com/

Address

107 Jade Ave

Newport Beach CA

Contact

(949) 675-2263

Address

107 Jade Ave

Newport Beach CA

Contact

(949) 673-2560

marimktg@ix.netcom.com

News on Mortgages and Reverse Mortgages for Newport Beach, California 92663