Compare Today’s Mortgage Rates for Newport Coast, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Newport Coast, California 92657. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $433,394 or $1,204 / month in Newport Coast and surrounding areas of Orange county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Newport Coast, California 92657.
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Summary of Average Mortgage Terms in Newport Coast, California 92657
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Newport Coast, CA 92657, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Newport Coast, California 92657 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Newport Coast, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Newport Coast, California 92657
If you’re looking to buy a new home in Newport Coast, we have compiled a list of the leading mortgage brokers around Newport Coast, California 92657 to help you with your search.
Name
Address
Contact
Sunrise Security Mortgage
4 Observatory
Newport Coast CA 92657
(949) 715-0800
Sunrise Security Mortgage
32 Dunes Blf
Newport Coast CA 92657
(949) 715-0800
Maxima Funding
160 Ambroise
Newport Coast CA 92657
(949) 945-1151
Logemann Thorpe And Shelly
58 Timor Sea
Newport Coast CA 92657
(949) 376-9944
Imortgage
1301 Dove St
Newport Beach CA 92657
(949) 705-0550
christina.long@imortgage.com
Address
4 Observatory
Newport Coast CA
Contact
(949) 715-0800
Address
32 Dunes Blf
Newport Coast CA
Contact
(949) 715-0800
Address
160 Ambroise
Newport Coast CA
Contact
(949) 945-1151