Compare Today’s Mortgage Rates in Newport Coast, California 92657
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Newport Coast, California 92657.
Our search engine thoroughly explores all home mortgage options in Newport Coast, California 92657, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $212,672 in lifetime cash or $591 per month in Newport Coast and other areas of Orange county.
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Summary of Average Mortgages in Newport Coast, California 92657
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Newport Coast, California 92657
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Newport Coast, CA 92657. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Newport Coast, California 92657 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Newport Coast, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
| avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
| avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
| Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
| Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
| Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
| % First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
| Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Newport Coast, California 92657
For those searching for a new home in Newport Coast, we have compiled a list of the top mortgage brokers located in and around Newport Coast, California 92657 to assist you with your search.
Name
Address
Contact
Sunrise Security Mortgage
4 Observatory
Newport Coast CA 92657
(949) 715-0800
Sunrise Security Mortgage
32 Dunes Blf
Newport Coast CA 92657
(949) 715-0800
Maxima Funding
160 Ambroise
Newport Coast CA 92657
(949) 945-1151
Logemann Thorpe And Shelly
58 Timor Sea
Newport Coast CA 92657
(949) 376-9944
Imortgage
1301 Dove St
Newport Beach CA 92657
(949) 705-0550
christina.long@imortgage.com
Address
4 Observatory
Newport Coast CA
Contact
(949) 715-0800
Address
32 Dunes Blf
Newport Coast CA
Contact
(949) 715-0800
Address
160 Ambroise
Newport Coast CA
Contact
(949) 945-1151