Compare Today’s Mortgage Rates for Nipomo, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Nipomo, California 93444. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $27,494 or $76 / month in Nipomo and surrounding areas of San Luis Obispo county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Nipomo, California 93444.
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Summary of Average Mortgage Terms in Nipomo, California 93444
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Nipomo, CA 93444, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Nipomo, California 93444 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Nipomo, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Nipomo, California 93444
If you’re looking to buy a new home in Nipomo, we have compiled a list of the leading mortgage brokers around Nipomo, California 93444 to help you with your search.
Name
Address
Contact
Gmac Mortgage
625 14th St
Paso Robles CA 93444
(805) 238-5004
Salamander Mortgage
1818 Spring St
Paso Robles CA 93444
(805) 226-5577
Mortgage Professionals
1244 Pine St
Paso Robles CA 93444
(805) 239-3737
Connect Home Loans
725 Creston Rd
Paso Robles CA 93444
(805) 237-8811
http://connecthomeloans.net
Christopher Austin - Mortgage Lender
1428 Spring St
Paso Robles CA 93444
(805) 806-0088
ccfnp805@gmail.com
Address
625 14th St
Paso Robles CA
Contact
(805) 238-5004
Address
1818 Spring St
Paso Robles CA
Contact
(805) 226-5577
Address
1244 Pine St
Paso Robles CA
Contact
(805) 239-3737