Compare Today’s Mortgage Rates for Nipomo, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Nipomo, California 93444. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $27,494 or $76 / month in Nipomo and surrounding areas of San Luis Obispo county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Nipomo, California 93444.

No suitable program is found

Summary of Average Mortgage Terms in Nipomo, California 93444

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Nipomo, CA 93444, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Nipomo, California 93444 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Nipomo, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Nipomo, California 93444

If you’re looking to buy a new home in Nipomo, we have compiled a list of the leading mortgage brokers around Nipomo, California 93444 to help you with your search.

Name
Address
Contact

Gmac Mortgage

625 14th St

Paso Robles CA 93444

(805) 238-5004

Salamander Mortgage

1818 Spring St

Paso Robles CA 93444

(805) 226-5577

Mortgage Professionals

1244 Pine St

Paso Robles CA 93444

(805) 239-3737

Connect Home Loans

725 Creston Rd

Paso Robles CA 93444

(805) 237-8811

http://connecthomeloans.net

Christopher Austin - Mortgage Lender

1428 Spring St

Paso Robles CA 93444

(805) 806-0088

ccfnp805@gmail.com

Address

625 14th St

Paso Robles CA

Contact

(805) 238-5004

Address

1818 Spring St

Paso Robles CA

Contact

(805) 226-5577

Address

1244 Pine St

Paso Robles CA

Contact

(805) 239-3737

News on Mortgages and Reverse Mortgages for Nipomo, California 93444