Compare Today’s Mortgage Rates in Nipton, California 92364
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Nipton, California 92364.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,985 over the lifetime of your 30-year fixed loan, or a monthly savings of $11 in Nipton and other areas of San Bernardino county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Nipton, California 92364
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Nipton, California 92364
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Nipton, CA 92364. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Nipton, California 92364 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Nipton, California and around San Bernardino county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
| avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
| avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
| Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
| Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
| Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
| % First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
| Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Nipton, California 92364
For those searching for a new home in Nipton, we have compiled a list of the top mortgage brokers located in and around Nipton, California 92364 to assist you with your search.
Name
Address
Contact
Old Stone Mortgage Corporation
301 E Vanderbilt Way
San Bernardino CA 92364
(800) 338-8188
City Loan
1264 S Waterman Ave
San Bernardino CA 92364
(909) 385-4850
http://www.cityloanfastcash.com/
Springleaf Financial Services
905 E Hospitality Ln
San Bernardino CA 92364
(909) 796-1603
compliancehelpline@slfs.com
TitleMax Title Loans
494 W Orange Show Rd
San Bernardino CA 92364
(909) 386-1852
webinquiries@titlemax.com
Fast Auto Loans
240 N Waterman Ave
San Bernardino CA 92364
(909) 888-1083
http://www.fastauto.com/
Address
301 E Vanderbilt Way
San Bernardino CA
Contact
(800) 338-8188
Address
1264 S Waterman Ave
San Bernardino CA
Contact
(909) 385-4850
http://www.cityloanfastcash.com/
Address
905 E Hospitality Ln
San Bernardino CA
Contact
(909) 796-1603
compliancehelpline@slfs.com