Compare Today’s Mortgage Rates for North Highlands, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in North Highlands, California 95660. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $18,038 or $50 / month in North Highlands and other areas of Sacramento county.

Our search engine explores all home mortgage options in North Highlands, California 95660, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in North Highlands, California 95660

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in North Highlands, CA 95660, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for North Highlands, California 95660 from 2012 - 2019

We have compiled mortgage rate charts for home loans in North Highlands, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around North Highlands, California 95660

If you’re looking to buy a new home in North Highlands, we have compiled a list of the leading mortgage brokers around North Highlands, California 95660 to help you with your search.

Name
Address
Contact

Ace Cash Express

4909 Auburn Blvd

North Highlands CA 95660

(916) 339-8001

http://www.acecashexpress.com/

Jennings & Associates

4136 Minute Man Ln

North Highlands CA 95660

(916) 496-0902

Ace Cash Express

6530 Kemp Way

North Highlands CA 95660

(916) 339-1457

http://www.acecashexpress.com/

Bydesign Financial Solutions

4636 Watt Ave

North Highlands CA 95660

(916) 379-0636

ddamskey@bydesignsolutions.org

Greater Sacramento Certified

5428 Watt Ave

North Highlands CA 95660

(916) 339-1096

http://www.gscdc.com

Address

4909 Auburn Blvd

North Highlands CA

Contact

(916) 339-8001

http://www.acecashexpress.com/

Address

4136 Minute Man Ln

North Highlands CA

Contact

(916) 496-0902

Address

6530 Kemp Way

North Highlands CA

Contact

(916) 339-1457

http://www.acecashexpress.com/

News on Mortgages and Reverse Mortgages for North Highlands, California 95660