Compare Today’s Mortgage Rates for North Palm Springs, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in North Palm Springs, California 92258. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in North Palm Springs and surrounding areas of Riverside county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for North Palm Springs, California 92258.
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Summary of Average Mortgage Terms in North Palm Springs, California 92258
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in North Palm Springs, CA 92258, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for North Palm Springs, California 92258 from 2012 - 2019
We have compiled mortgage rate charts for home loans in North Palm Springs, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around North Palm Springs, California 92258
If you’re looking to buy a new home in North Palm Springs, we have compiled a list of the leading mortgage brokers around North Palm Springs, California 92258 to help you with your search.
Name
Address
Contact
Countrywide Home Loans
74399 Highway 111
Palm Desert CA 92258
(760) 568-3645
http://www.countrywide.com/
Charter Funding
72333 Highway 111
Palm Desert CA 92258
(760) 343-7800
http://firstmagnus.com
So Cal Direct Lending
44530 San Pablo Ave
Palm Desert CA 92258
(760) 341-3872
Reverse Mortgage Works
73131 Country Club Dr
Palm Desert CA 92258
(760) 424-8058
Wallick & Volk Mortgage Banker
44901 Village Ct
Palm Desert CA 92258
(760) 340-4949
http://wvmb.com
Address
74399 Highway 111
Palm Desert CA
Contact
(760) 568-3645
http://www.countrywide.com/
Address
72333 Highway 111
Palm Desert CA
Contact
(760) 343-7800
http://firstmagnus.com
Address
44530 San Pablo Ave
Palm Desert CA
Contact
(760) 341-3872