Compare Today’s Mortgage Rates for Novato, California

Pureloan searches mortgage lenders and major banks in Novato, California 94998 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $29,999 or $83 / month is expected in Novato and other areas of Sonoma county.

Pureloan’s search engine explores all home mortgage options in Novato, California 94998, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Novato, California 94998

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Novato, CA 94998, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Novato, California 94998 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Novato, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Novato, California 94998

If you’re looking to buy a new home in Novato, we have compiled a list of the leading mortgage brokers around Novato, California 94998 to help you with your search.

Name
Address
Contact

Lotus Century

1683 Novato Blvd

Novato CA 94998

(415) 898-8100

Jennifer Green

15 Pepper Creek Way

Novato CA 94998

(415) 493-6307

Wells Fargo Home Mortgage

1744 Novato Blvd

Novato CA 94998

(415) 892-0105

http://www.wellsfargo.com/mortgage/

Terra Mortgage Banking

915 Diablo Ave

Novato CA 94998

(415) 897-2826

North Coast Mortgage

915 Diablo Ave

Novato CA 94998

(415) 897-2826

sbarnes@fhallen.com

Address

1683 Novato Blvd

Novato CA

Contact

(415) 898-8100

Address

15 Pepper Creek Way

Novato CA

Contact

(415) 493-6307

Address

1744 Novato Blvd

Novato CA

Contact

(415) 892-0105

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Novato, California 94998