Compare Today’s Mortgage Rates in O Neals, California 93645
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in O Neals, California 93645.
Our search engine thoroughly explores all home mortgage options in O Neals, California 93645, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,344 in lifetime cash or $34 per month in O Neals and other areas of Madera county.
37.086874
-119.745369
38835
Summary of Average Mortgages in O Neals, California 93645
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in O Neals, California 93645
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for O Neals, California 93645
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in O Neals, CA 93645. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in O Neals, California 93645 from 2024 - 2016
We have compiled mortgage rates charts for home loans in O Neals, California and around Madera county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
| avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
| % 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
| avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
| Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
| Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
| Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
| % First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
| Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around O Neals, California 93645
For those searching for a new home in O Neals, we have compiled a list of the top mortgage brokers located in and around O Neals, California 93645 to assist you with your search.
Name
Address
Contact
Golden Valley Mortgage
344 E Dinuba Ave
Reedley CA 93645
(559) 637-0011
http://www.goldenvalleymortgage.com
Check 'n Go
593 I St
Reedley CA 93645
(559) 637-2388
comments@checkngo.com
Check 'n Go
819 E 11th St
Reedley CA 93645
(559) 637-2388
customerservice@checkngo.com
GUILD MORTGAGE Co.
1158 G St
Reedley CA 93645
(559) 743-7536
webmaster@guildmortgage.net
Country Club Mortgage
1011 G St
Reedley CA 93645
(559) 638-3338
Address
344 E Dinuba Ave
Reedley CA
Contact
(559) 637-0011
http://www.goldenvalleymortgage.com
Address
593 I St
Reedley CA
Contact
(559) 637-2388
comments@checkngo.com
Address
819 E 11th St
Reedley CA
Contact
(559) 637-2388
customerservice@checkngo.com