Compare Today’s Mortgage Rates in Oak Run, California 96069
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Oak Run, California 96069.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,970 over the lifetime of your 30-year fixed loan, or a monthly savings of $33 in Oak Run and other areas of Shasta county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Oak Run, California 96069
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oak Run, California 96069
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oak Run, CA 96069. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oak Run, California 96069 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oak Run, California and around Shasta county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.91% | 96.83% | 96.78% | 94.83% | 94.89% | 92.82% | 93.95% | 92.72% | 93.63% |
| avg mortgage rate | 6.53% | 4.66% | 3.12% | 3.54% | 4.61% | 4.75% | 4.31% | 4.02% | 4.20% |
| % 15 year fixed mortgage | 2.09% | 2.45% | 2.58% | 4.48% | 4.60% | 6.49% | 4.72% | 6.04% | 5.34% |
| avg mortgage rate | 6.09% | 4.09% | 2.51% | 3.25% | 3.95% | 4.22% | 3.68% | 3.36% | 3.46% |
| Avg credit score | 751.99 | 751.56 | 752.99 | 754.59 | 761.77 | 754.34 | 752.00 | 751.96 | 752.77 |
| Avg LTV (loan to value) | 79.66% | 79.71% | 80.93% | 81.16% | 78.25% | 78.39% | 79.35% | 80.32% | 80.58% |
| Avg DTI (debt to income) | 37.91 | 37.30 | 36.01 | 36.18 | 37.46 | 37.03 | 35.40 | 36.10 | 35.77 |
| % First time homebuyer | 38.74% | 32.52% | 30.70% | 33.79% | 31.67% | 26.24% | 27.85% | 25.23% | 27.93% |
| Avg mortgage insurance % | 12.47% | 12.49% | 11.56% | 12.18% | 11.06% | 8.87% | 10.54% | 11.04% | 10.86% |
Best Mortgage Brokers around Oak Run, California 96069
For those searching for a new home in Oak Run, we have compiled a list of the top mortgage brokers located in and around Oak Run, California 96069 to assist you with your search.
Name
Address
Contact
Gold Coast Funding
9480 Cedro Ln
Palo Cedro CA 96069
(530) 547-9702
Sierra Mountain Mortgage
10098 Jibboom St
Truckee CA 96069
(530) 587-3277
info@smmlend.com
Secured Mortgage Investors
11045 Donner Pass Rd
Truckee CA 96069
(530) 587-0996
itsgerm@pacbell.net
RPM Mortgage
12000 Pioneer Trl
Truckee CA 96069
(530) 582-9992
http://www.rpm-mtg.com/truckee/
Summit Mortgage
10095 Dorchester Dr
Truckee CA 96069
(530) 582-6950
tiffini@summit-mortgage.com
Address
9480 Cedro Ln
Palo Cedro CA
Contact
(530) 547-9702
Address
10098 Jibboom St
Truckee CA
Contact
(530) 587-3277
info@smmlend.com
Address
11045 Donner Pass Rd
Truckee CA
Contact
(530) 587-0996
itsgerm@pacbell.net