Compare Today’s Mortgage Rates in Oak View, California 93022
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Oak View, California 93022.
Our search engine thoroughly explores all home mortgage options in Oak View, California 93022, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $21,034 in lifetime cash or $58 per month in Oak View and other areas of Ventura county.
Summary of Average Mortgages in Oak View, California 93022
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Interactive Mortgage Rate Projections for Oak View, California 93022
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oak View, CA 93022. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oak View, California 93022 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oak View, California and around Ventura county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Oak View, California 93022
For those searching for a new home in Oak View, we have compiled a list of the top mortgage brokers located in and around Oak View, California 93022 to assist you with your search.
Cardservice International
6101 Condor Dr
Moorpark CA 93022
(805) 552-8000
Alluvium Corporation
165 E High St
Moorpark CA 93022
(805) 530-0070
http://www.alluviumfinancial.com/
Wells Fargo Home Mortgage
301 Science Dr
Moorpark CA 93022
(818) 613-7767
http://www.wellsfargo.com/mortgage/
Private National Mortgage
6101 Condor Dr
Moorpark CA 93022
(805) 553-0526
PennyMac
6101 Condor Dr
Moorpark CA 93022
(818) 224-7442
cust-homeloansolutions@pennymacusa.com
Address
6101 Condor Dr
Moorpark CA
Contact
(805) 552-8000
Address
165 E High St
Moorpark CA
Contact
(805) 530-0070
http://www.alluviumfinancial.com/
Address
301 Science Dr
Moorpark CA
Contact
(818) 613-7767
http://www.wellsfargo.com/mortgage/