Compare Today’s Mortgage Rates for Oakdale, California
Pureloan searches mortgage lenders and major banks in Oakdale, California 95361 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $17,609 or $49 / month is expected in Oakdale and other areas of Stanislaus county.
Pureloan’s search engine explores all home mortgage options in Oakdale, California 95361, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Oakdale, California 95361
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Oakdale, CA 95361, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oakdale, California 95361 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Oakdale, California and around Stanislaus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oakdale, California 95361
If you’re looking to buy a new home in Oakdale, we have compiled a list of the leading mortgage brokers around Oakdale, California 95361 to help you with your search.
Name
Address
Contact
Land Home Financial Service
210 E F St
Oakdale CA 95361
(209) 847-2009
Winchester Lending Group
342 Romano Way
Oakdale CA 95361
(209) 345-3433
Nor-Cal Lending
1455 E G St
Oakdale CA 95361
(209) 578-1495
http://nor-callending.com
Primary Residential Mortgage
1473 E G St
Oakdale CA 95361
(209) 322-3022
http://primarymortgage.com
American Ag Credit
700 N Yosemite Ave
Oakdale CA 95361
(209) 847-0353
http://www.farmcredit.com/
Address
210 E F St
Oakdale CA
Contact
(209) 847-2009
Address
342 Romano Way
Oakdale CA
Contact
(209) 345-3433
Address
1455 E G St
Oakdale CA
Contact
(209) 578-1495
http://nor-callending.com