Compare Today’s Mortgage Rates for Oakdale, California

Pureloan searches mortgage lenders and major banks in Oakdale, California 95361 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $17,609 or $49 / month is expected in Oakdale and other areas of Stanislaus county.

Pureloan’s search engine explores all home mortgage options in Oakdale, California 95361, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Oakdale, California 95361

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oakdale, CA 95361, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Oakdale, California 95361 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Oakdale, California and around Stanislaus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oakdale, California 95361

If you’re looking to buy a new home in Oakdale, we have compiled a list of the leading mortgage brokers around Oakdale, California 95361 to help you with your search.

Name
Address
Contact

Land Home Financial Service

210 E F St

Oakdale CA 95361

(209) 847-2009

Winchester Lending Group

342 Romano Way

Oakdale CA 95361

(209) 345-3433

Nor-Cal Lending

1455 E G St

Oakdale CA 95361

(209) 578-1495

http://nor-callending.com

Primary Residential Mortgage

1473 E G St

Oakdale CA 95361

(209) 322-3022

http://primarymortgage.com

American Ag Credit

700 N Yosemite Ave

Oakdale CA 95361

(209) 847-0353

http://www.farmcredit.com/

Address

210 E F St

Oakdale CA

Contact

(209) 847-2009

Address

342 Romano Way

Oakdale CA

Contact

(209) 345-3433

Address

1455 E G St

Oakdale CA

Contact

(209) 578-1495

http://nor-callending.com

News on Mortgages and Reverse Mortgages for Oakdale, California 95361