Compare Today’s Mortgage Rates for Oakland, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Oakland, California 94666. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $97,821 or $272 / month in Oakland and surrounding areas of Alameda county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oakland, California 94666.

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Summary of Average Mortgage Terms in Oakland, California 94666

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Oakland, California 94666 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Oakland, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
% 10 year fixed mortgage 0.18% 0.14%
avg mortgage rate 3.38% 3.38%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg Combined LTV (loan to value) 68.99% 69.61% 72.20% 70.16% 71.25% 70.06% 69.00% 66.33%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oakland, California 94666

If you’re looking to buy a new home in Oakland, we have compiled a list of the leading mortgage brokers around Oakland, California 94666 to help you with your search.

Name
Address
Contact

Bay Cal Financial

6107 Laird Ave

Oakland CA 94666

(510) 562-1842

http://baycalfinancial.com

Mr. Loans

7924 Sunkist Dr

Oakland CA 94666

(510) 992-4200

info@mrloans.co

Raymond Fry

6223 View Crest Dr

Oakland CA 94666

(510) 531-3312

Solar Co.

5450 Bacon Rd

Oakland CA 94666

(510) 482-9455

http://levelfieldenergy.com

Discount Brokers Real Estate

4144 Redwood Rd

Oakland CA 94666

(510) 482-8100

dkseyranian@aol.com

Address

6107 Laird Ave

Oakland CA

Contact

(510) 562-1842

http://baycalfinancial.com

Address

7924 Sunkist Dr

Oakland CA

Contact

(510) 992-4200

info@mrloans.co

Address

6223 View Crest Dr

Oakland CA

Contact

(510) 531-3312

News on Mortgages and Reverse Mortgages for Oakland, California 94666