Compare Today’s Mortgage Rates for Oakland, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oakland, California 94603. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $27,960 or $78 / month in Oakland and surrounding areas of Alameda county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oakland, California 94603.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oakland, California 94603

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oakland, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oakland, CA 94603, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oakland, CA

Historical Mortgage Rates for Oakland, California 94603 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Oakland, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oakland, California 94603

If you’re looking to buy a new home in Oakland, we have compiled a list of the leading mortgage brokers around Oakland, California 94603 to help you with your search.

Name
Address
Contact

Bay Cal Financial

6107 Laird Ave

Oakland CA 94603

(510) 562-1842

http://baycalfinancial.com

Mr. Loans

7924 Sunkist Dr

Oakland CA 94603

(510) 992-4200

info@mrloans.co

Raymond Fry

6223 View Crest Dr

Oakland CA 94603

(510) 531-3312

Solar Co.

5450 Bacon Rd

Oakland CA 94603

(510) 482-9455

http://levelfieldenergy.com

Discount Brokers Real Estate

4144 Redwood Rd

Oakland CA 94603

(510) 482-8100

dkseyranian@aol.com

Address

6107 Laird Ave

Oakland CA

Contact

(510) 562-1842

http://baycalfinancial.com

Address

7924 Sunkist Dr

Oakland CA

Contact

(510) 992-4200

info@mrloans.co

Address

6223 View Crest Dr

Oakland CA

Contact

(510) 531-3312

News on Mortgages and Reverse Mortgages for Oakland, California 94603