Compare Today’s Mortgage Rates in Oakland, California 94604
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Oakland, California 94604.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Oakland, California 94604. For a 30-year fixed loan, our calculations show that you can expect to save up to $28,287 over the lifetime of your mortgage, which translates to a monthly savings of $79 in Oakland and other areas of Alameda county.
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Summary of Average Mortgages in Oakland, California 94604
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oakland, California 94604
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oakland, CA 94604. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oakland, California 94604 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oakland, California and around Alameda county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Oakland, California 94604
For those searching for a new home in Oakland, we have compiled a list of the top mortgage brokers located in and around Oakland, California 94604 to assist you with your search.
Name
Address
Contact
Bay Cal Financial
6107 Laird Ave
Oakland CA 94604
(510) 562-1842
http://baycalfinancial.com
Mr. Loans
7924 Sunkist Dr
Oakland CA 94604
(510) 992-4200
info@mrloans.co
Raymond Fry
6223 View Crest Dr
Oakland CA 94604
(510) 531-3312
Solar Co.
5450 Bacon Rd
Oakland CA 94604
(510) 482-9455
http://levelfieldenergy.com
Discount Brokers Real Estate
4144 Redwood Rd
Oakland CA 94604
(510) 482-8100
dkseyranian@aol.com
Address
6107 Laird Ave
Oakland CA
Contact
(510) 562-1842
http://baycalfinancial.com
Address
7924 Sunkist Dr
Oakland CA
Contact
(510) 992-4200
info@mrloans.co
Address
6223 View Crest Dr
Oakland CA
Contact
(510) 531-3312